#kingboy23

1 messages · Page 1 of 1 (latest)

sterile copperBOT
simple creek
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Hello

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You can share the PaymentIntent ID and I can look and tell you what I see, sure, but we likely will only have limited insight.

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Most often we just pass through what the bank tells us.

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But feel free to provide the ID and I can look

simple creek
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I need the PaymentIntent ID

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I can't do anything with that link

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The Invoice ID would also work

sage pollen
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How to find that

simple creek
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It would be in your Dashboard

sage pollen
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pi_3O9CQLLg9CuvCSR01Cwp1OhI

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Is that correct

simple creek
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Okay yeah each attempt returned a do_not_honor decline from the bank

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So I really don't have any further information

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The card holder has to talk to the bank

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For why they returned that response

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We just pass through that response from the bank to you

sage pollen
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So the problem is with the card holder?

celest sonnet
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Hi there 👋 jumping in as my teammate needs to step away soon. Please bear with me a moment while I catch up on the context here.

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That payment failed because the issuer declined to authorize the transaction, but we don't know much about their decision making process there so we don't know whether that is expected behavior or a problem. The best path here is to have your customer work with their bank to determine why their bank was declining those transactions.

sage pollen
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What would they say to the bank? Because his bank said everything is fine on their end

celest sonnet
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The customer will want to ask their bank why the bank declined to approve the transaction.

sage pollen
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I mean are you sure there’s no problem on my stripe? Because it’s the second customer in a row it gets failed which kinda creeps me out

celest sonnet
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Unless a Radar rule comes into play, Stripe doesn't make decisions about whether or not payments should succeed, we just facilitate them with the related parties like the issuing banks.

What are you seeing when you look at the last_payment_error field on the Payment Intents?
https://stripe.com/docs/api/payment_intents/object#payment_intent_object-last_payment_error
Do the payments show the same error being surfaced there? That's where we surface as much information as we can about why an issuer decided to decline a transaction, which isn't always a lot to go on.