#talha12
real parrotBOT
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- talha12, 16 minutes ago, 12 messages
young iron
Depends what you want to do with bank accounts? Accept payments? Set up payouts?
past salmon
I want to connect bank account with customers and then later fetch the transactions for that bank account.
Do the process will change if i want to perform other operations ?
By mean of customer, I mean stripe customer !
I want to use this operation https://stripe.com/docs/financial-connections/transactions
Actually previously i was using plaid with stripe almost a year back and now there are some changes to the integration process and i want to implement the new way that stripe provides to get bank account details and then perform all the possible operations for that bank account for that customer.
young iron
Seems like you've found the documentation then?
past salmon
No i was in communication with the other person here in discord that was refering to this new way.
But i am little unclear from where should the whole integration process starts or what is the roadmap
Or maybe some documentation link that i can follow to integrate this in my react+node application.
young iron
Yes, Financial Connections is the API you'd use to access US banking information. Quickest way is to jsut use the Payment Element: https://stripe.com/docs/payments/accept-a-payment?platform=web&ui=elements#ach-debit
past salmon
How can i attach the bank account to a stripe customer? and then later own perform operations from them like i shared link for financial transactions for a bank account.
young iron
Did you look at the guide above?
past salmon
yes
https://plaid.com/docs/auth/partnerships/stripe/ This is what i was using previously to add a bank account as payment method in the stripe customer.
But in the above docs it is not adding any bank account to customer but it is directly creating a payment intent and following up...
young iron
Paid integration is deprecated
young iron
Yes, via the Financial Connections API
past salmon
ok. So what i got from you. Can you confirm all this information. I would need to setup financial connection api in my backend and use the guide to get the financial connection account id with transactions permission(This would need react+node code because of bank account verfication and permission ui). And then after getting that id i would need to call another api to get the transactions. And that will give me the transactions for that bank account?
young iron
Assuming you request sufficient permissions for the account(s), then you can access transactions via the account: https://stripe.com/docs/financial-connections/transactions#retrieve-account-transactions-refresh
past salmon
ok yeah exactly this is the permission i was referring to. Is there any guide to get the financial connection account id without actually making any transaction? Actually for now i don't want to make the transaction but just want to connect the bank account and then get the transactions afterall.
young iron
You'd use a Setup Intent if there's no initial payment/transaction: https://stripe.com/docs/payments/ach-debit/set-up-payment
real parrotBOT
past salmon
I have one question. Is there any alternative way to financial connection api in plaid? Like whatever we are doing with stripe can be done in plaid individually ? I mean without using stripe and just using plaid to get the bank account detail and then getting the transaction history?
shut umbra
not sure, you'd need to ask Plaid that.