digif

[remote condor]

👋 happy to help

yes you can use manual payouts

this will give you the possibility to chose how much and when you want to pay your connect accounts

[graceful thicket]

hmmm
So I will keep all the money on the platform balance ?

[remote condor]

no not exactly

there are 2 concepts in Stripe

Transfers and Payouts

transfers is the transaction between the Platform and the Connect Account

whereas payouts is between the Stripe Balance of an account and their external bank account

[graceful thicket]

Yes of course, so I will transfer the money to the Connected account. The CA will have then a Stripe Balance. And I can have the control when and what to payout to their external bank account?
So at the end the e-wallet will be their Stripe balance in a sens isn’t ? They can Topup if they want and trigger a payout if they want . How about if they want to buy a product and use the money they have on their Stripe balance (e-wallet) ?

[remote condor]

Yes of course, so I will transfer the money to the Connected account. The CA will have then a Stripe Balance. And I can have the control when and what to payout to their external bank account?
exactly

So at the end the e-wallet will be their Stripe balance in a sens isn’t ?
yes

They can Topup if they want and trigger a payout if they want .
that's not as straightforward as you might think

I think the first step is to read through some docs

but Topups are only available for the platform

not the Connected Account

How about if they want to buy a product and use the money they have on their Stripe balance (e-wallet) ?
It's also not straightforward

there are ways of doing these things, but it requires a lot of implementation logic, and we don't really recommend it

the best way is for the Connect Account is to have a separate Customer with a payment method setup for that

[graceful thicket]

After the funds are available in your platform’s Stripe balance, you can transfer funds to a connected account through the API or the Dashboard. In the Dashboard, transfer funds to a connected account by clicking Add funds in the Balance section of the connected account’s detail page.
From the docs.

[remote condor]

yes that's correct, but you can't perform topups directly for a Connect Account

so they can't have an external account that they can use to add more funds to their Stripe Balance

you as the platform can do that, and then if you wish to transfer that amount to a Connect Account it's really up to you

but the money would come from a registered external account that the Platform owns

[graceful thicket]

..... can't do that then ...
How about having a UI that say : I want to top up my wallet. But in the background actually what is happening is that they are paying the platform then I will transfert the money to their Stripe balance 🤔

[remote condor]

How about having a UI that say : I want to top up my wallet. But in the background actually what is happening is that they are paying the platform then I will transfert the money to their Stripe balance 🤔
that's exactly why I said it's not straightforward

you would have to do all of that