masudrhossain

[floral crest]

Hello! Is your intention to accept Plaid payment directly on those connected accounts (using the Stipre-Account header)?

[full patrol]

I'm not sure what you mean by stripe-account header 😕

but yes, i want to accept plaid payments on their behalf (the merchants are on our stripe platform as a connect account).

[floral crest]

Let me back up - when you create payments do you create them directly on their account as direct charges? (you'd need the stripe-account header to do this)

Or do you create the payments on the platform account and transfer some portion of the funds to the connected account?

[full patrol]

directly

example:

Stripe::PaymentIntent.create({
          amount: amount_due.round, # Amount in cents
          currency: @service_price.stripe_data["currency"], # Currency code
          customer: customer.id, # Replace with the actual Customer ID
          metadata: { product_id: @service_price.stripe_data["id"] }
        })

and for subscriptions
Stripe.api_key = @service.organization.stripe_account.access_token (access_token was given to use when they complete their oauth)

# Create a subscription
        subscription = Stripe::Subscription.create({
          customer: customer.id, # Replace with the actual customer ID
          items: [
            { price: params[:price_id] }
          ], 
          coupon: params[:coupon_code].present? ? params[:coupon_code] : nil, 
          metadata: {
            service_id: @service_price.token
          }, 
          expand: ['latest_invoice.payment_intent'],
          description: "#{@service_price.service.title} -#{@service_price.token}"
        })

[floral crest]

Ah, you're using access tokens (that explains why the stripe-account header wasn't familiar to you)

Let me double check and see if this is supported (I'm pretty sure the answer is yes, but I'm not 100% sure)

Hmmm... I'm not finding anything super definitive here - what I'd recommend is using Plaid on the platform account and cloning the created source to your connected accounts

That way your connected accounts won't have to onboard onto plaid separately