jeremyistalking | Stripe Developers | Page 1

old daggerBOT Oct 2, 2023, 10:13 AM

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shy vessel Oct 2, 2023, 10:13 AM

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No
You nede to ask your user to onboard their account first

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https://stripe.com/docs/connect/express-accounts

pliant mortar Oct 2, 2023, 10:14 AM

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There is no way to achieve that? Even with other type of account? I had a call with a Stripe Sale and told me it was possible

shy vessel Oct 2, 2023, 10:15 AM

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I had a call with a Stripe Sale and told me it was possible
I don't have the full conversation here, but you can't send money directly without onboarding the Connect Account.

pliant mortar Oct 2, 2023, 10:21 AM

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The process of my website is

User A, B and C create an account on my website (and in the backend I pre-create the accounts using stripe.Account.create)
User Z want to buy things from A, B and C, but the only way it's through contacting me.
Then I create an invoice that user Z pay
The money goes to an escrow account and the money is distribute between A, B and C
A, B, C receive an email from my website saying that they "receive" some money,** but need to finish the onboarding on stripe in order to get it** and it's here that the onboarding start

The sale person told me it was possible to create something like this, do you think that's possible?

shy vessel Oct 2, 2023, 10:23 AM

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A, B, C receive an email from my website saying that they "receive" some money, but need to finish the onboarding on stripe in order to get it
Yes, you keep the amount in your platform Account (or what youa re calling "an escrow account"), once Account A,B and C finished the onboarding, you create the transfers

pliant mortar Oct 2, 2023, 10:24 AM

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ok, and what are the fees for this kind of invoice thing and transfer thing

shy vessel Oct 2, 2023, 10:25 AM

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Ah for pricing question I invite you to reachout to Stripe Support (loop with your sales corresponding)s

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This channel is for just technical integration question

old daggerBOT Oct 2, 2023, 10:25 AM

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pliant mortar Oct 2, 2023, 10:32 AM

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shy vessel > A, B, C receive an email from my website saying that they "receive" some money...

ok, but is there a way to "pre-create" a transfer, before the onboarding so then when the onboarding is finished the transfer is automaticly triggered?

hollow mango Oct 2, 2023, 10:33 AM

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no

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maybe create a hook or database record in your system that tells you to call the /v1/transfers API with certain parameters when the account is active , and trigger that logic when you handle the account.updated event indicating that https://stripe.com/docs/connect/identity-verification-api#determining-if-identity-or-business-verification-is-needed

pliant mortar Oct 2, 2023, 11:03 AM

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Ok, another question, when an user Z pay an invoice and the money is transfered to A, B, C (equally or not). What tools/things should I use? if I want to directly transfer the money to the users and my main account receive nothing (except some fees that I'll decide)

#jeremyistalking