#girlgonoph
bold bobcat
can I transfer funds to a connected account which is just created using a unique Identifier and has not completed the verification yet
haughty meadow
No
bold bobcat
is destination charge possible to that account ?
yes sure, I have a use case for my platform where I am creating express accounts for the sellers with just a unique identifier as a metadata and want to pass the funds to the connected account generated after the platform fee and stripe fee cut.
I want to connected accounts to hold the funds before they have completed the onboarding and verification. and once the verification is done they can easily withdraw
haughty meadow
You want to look at https://stripe.com/docs/connect/required-verification-information
That lists what is required before the "first charge" or "first payout" of the Connected Account
You can't send funds to the account before the necessary pieces for "first charge"
And then those funds won't be paid out until the necessary things for "first payout"
bold bobcat
okay got it
just wanted to ask if the top up feature for accounts align to this use case?
haughty meadow
You can't move funds into a Connected Account until it has charges_enabled
So really no, top ups are no different.
bold bobcat
ohk then what would be the best approach that align to the use case?
whole phoenixBOT
haughty meadow
I don't know what the use case is?
bold bobcat
yes sure, I have a use case for my platform where I am creating express accounts...
this is the use case
haughty meadow
You can't move funds into a Connected Account that isn't enabled to receive funds.
So the only option here would be to hold the funds on your platform
Then transfer them to the Connected Account after the verification requirements are completed.
So instead of Destination Charges it would be Separate Charges & Transfers: https://stripe.com/docs/connect/charges-transfers