eric_70104

[hearty notch]

Are you trying to test charges or payouts? I can look in to our test account numbers

[heady tide]

Yes

Thanks

[hearty notch]

You are testing both charges and payouts?

Or just one?

Unfortunately not finding a test account number like this for either

[heady tide]

Is there anything on the roadmap to include?

[hearty notch]

I can put in a feedback request for it but I'm not aware of this being on the roadmap at the moment

[heady tide]

Ok, thank you

Do you have any suggestions on how to test this?

[neat pumice]

👋 stepping in here as Pompey needs to step away

[heady tide]

Ok thank you

[neat pumice]

Are you testing with Connected Accounts here?

[heady tide]

Yes

I understand there is no test Canadian Bank Accounts with USD funds. But I was hoping you would be able to suggest a way to test?

[neat pumice]

What type of Connected Account?

[heady tide]

custom

[neat pumice]

Okay in that case you should be able to add a USD test bank account to a Canadian account just fine

You can do it via the Dashboard or via the API by setting currency.

Like in the Dashboard it should look like:

[heady tide]

I need to test a bank residing in Canada but in USD funds

[neat pumice]

Sure that's what I'm talking about

[heady tide]

The purpose of the testing is to calculate processing fees at time of checkout. Because there will be potential conversion and cross border fees

I want to pass the processing fee onto the customer

I will have to detect the country and currency of the connect account and calculate accordingly

[neat pumice]

Okay but that all has to do with the presentment currency and the amount you charge. The payout isn't involved at all here?

[heady tide]

But the transfer will have conversion fee correct?

[neat pumice]

No the conversion would happen on settlement

[heady tide]

Or does the conversion fee and cross border fee applies to the currency and location of the card and the currency and location of the platform account?

[neat pumice]

See: https://stripe.com/docs/connect/currencies

[heady tide]

I am doing a escrow type model

[neat pumice]

You can also test this pretty quickly. But basically if you charge $100 CAD for a Canadian account that settles in USD (has only a USD bank account) then at the time of the charge it would convert from $100 CAD --> USD and the FX fee would be applied on that conversion

Then the amount would be in the Connected Account's balance in USD

[heady tide]

Ok sounds good

Thank you