markymarkoffchain | Stripe Developers | Page 1

limber kiteBOT Sep 12, 2023, 3:28 AM

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glad fern Sep 12, 2023, 3:28 AM

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hello! how can I help?

white tree Sep 12, 2023, 3:35 AM

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questions we have partnership with stripe, where stripe will pass us the ach direct debit -> only eligible for us customers. - are we only eligble to store the payment intents or token of the ach direct debit, or we get the actual routing number etc. Second, could we use the ach direct debit for the payout?

glad fern Sep 12, 2023, 3:38 AM

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i don't know what does the term case partnership mean.

Are we only eligble to store the payment intents or token of the ach direct debit, or we get the actual routing number etc.

You will be able to view and store the routing number.

Second, could we use the ach direct debit for the payout?

Do you mean if you collect the bank account details for ACH debit, can you reuse that same collected details for payout? What connected account type are you using : Custom/Express/Standard?

white tree Sep 12, 2023, 3:46 AM

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thanks we are trying to have partnership to embed protection in stripe payment links for US customers. when stripe sends us the ach direct debit. we want to be able to offer the payout option which pay direct back to their ach direct debit method

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not sure what connected account we should suggest here

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excactly we aim for receiving the ach direct debit from stripe and store it for future payout

limber kiteBOT Sep 12, 2023, 3:57 AM

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spice trellis Sep 12, 2023, 4:03 AM

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Hi @white tree I'm taking over this thread

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Is your question about how to receive payout from Stripe?https://stripe.com/docs/payouts

Receive payouts

Set up your bank account to receive payouts.

white tree Sep 12, 2023, 4:26 AM

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YES but also about charge and storing ach direct debit

spice trellis Sep 12, 2023, 4:27 AM

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Can you elaborate more?

white tree Sep 12, 2023, 4:27 AM

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thanks we are trying to have partnership to embed protection in stripe payment links for US customers. when stripe sends us the ach direct debit. we want to be able to offer the payout option which pay direct back to their ach direct debit method
not sure what connected account we should suggest here
excactly we aim for receiving the ach direct debit from stripe and store it for future payout

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so we are getting ach dd - not sure if that would be a token shared if it is done via payment link

spice trellis Sep 12, 2023, 4:28 AM

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receiving the ach direct debit from stripe and store it for future payout Can you elaborte this part?

white tree Sep 12, 2023, 4:28 AM

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and we want store this payment method for payout

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so our business model is a embeded insurance

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so we want to embede warranty in stripe payment link

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when customer check out with any products via using stripe payment link select ach direct debit and stripe can share ach direct debit with us to purcahse insurance for customers when they checkout

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and now what we want to do 1. store ach payment details for charges for insurance 2. payout if customer issue the claim

spice trellis Sep 12, 2023, 4:41 AM

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Ok, thanks for the explanation.

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In order to send funds to individuals, you need to onboard them as connected account so that you can transfer funds to them and eventually payout to their bank account.

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If you are new to Stripe Connect, you can get started from here https://stripe.com/docs/connect/accounts to choose the account type that you want to use.

Choose your account type

Learn more about the different types of Stripe accounts you can use with Connect.

white tree Sep 12, 2023, 5:03 AM

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thanks for confirming so stripe owns the charges we are only jump in for extra charges for insurance, does that follow the same process of creating the connected account for charges?

spice trellis Sep 12, 2023, 5:08 AM

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Are you asking the pricing for using Stripe Connect? https://stripe.com/pricing

Pricing & Fees | Stripe Official Site

Find Stripe fees and pricing information. Find our processing fees for credit cards, pricing models and pay-as-you-go fees for businesses.

white tree Sep 12, 2023, 5:28 AM

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thanks not really, what I want to confirm 1. what is the process of sharing or collecting the ach driect debit in stripe ecosystem without being the touch point 2. if we need to make payment to stored ach direct debit, it seems we must create the connected account/

spice trellis Sep 12, 2023, 5:30 AM

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Are you asking if you can clone a payment method from platform to a connected account?
Are you asking how to save a payment method without charging the customer?

white tree Sep 12, 2023, 5:33 AM

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yes so as we are embeded solution, the stripe payment link (say amazon) is the original charge touch point, but assume both of us all in stripe ecosystem, could we get to share/clone the payment with amazon.And conduct our charges

spice trellis Sep 12, 2023, 5:33 AM

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OK. https://stripe.com/docs/payments/payment-methods/connect#create-payment-method this is how clone a payment method

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https://stripe.com/docs/payments/save-and-reuse?platform=web and this is how you save a payment method without charging the customer

Set up future payments

Learn how to save payment details and charge your customers later.

white tree Sep 12, 2023, 5:39 AM

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THANK YOU

#markymarkoffchain