nosorioa97 | Stripe Developers | Page 1

languid karmaBOT Sep 11, 2023, 3:42 PM

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mild hollow Sep 11, 2023, 3:44 PM

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Hi 👋

I'm not sure about that but let me take a look

mild hollow Sep 11, 2023, 4:00 PM

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Okay I am not finding any information on my end to indicate that providing the address info would impact approval rates with card issuers. That doesn't mean it won't happen (issuing banks build their own risk models and we don't have insights into them) but it isn't something we have documented.

winged umbra Sep 11, 2023, 4:01 PM

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Understood, thank you!

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Is there a specific item that we must provide to improve approval rate?

mild hollow Sep 11, 2023, 4:04 PM

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If you are integrating with our Payment Element, we will dynamically provide fields to maximize approval rates. What Stripe products do you use currently?

winged umbra Sep 11, 2023, 4:10 PM

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We're using Stripe Payments and Stripe Billing. A coworker researched about Stripe Elements but we don't know so much about it

mild hollow Sep 11, 2023, 4:11 PM

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How are you collecting payment method information from your customers currently?

winged umbra Sep 11, 2023, 4:12 PM

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We are using our own checkout and we ask for card number, name, CVC and date. We don't ask for billing address or zip code

mild hollow Sep 11, 2023, 4:13 PM

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Ah, okay.

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I would recommend integrating with the Payment Element https://stripe.com/docs/payments/payment-element.
In addition to collecting data that improves approval rates, it reduces your PII burdern

winged umbra Sep 11, 2023, 4:14 PM

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Great! I'll take a look at it, thank you so much

#nosorioa97