cece_51221 | Stripe Developers | Page 1

lethal zodiacBOT Sep 8, 2023, 4:26 PM

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fathom ore Sep 8, 2023, 4:26 PM

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Hi 👋

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What is the current state of your question?

candid siren Sep 8, 2023, 4:26 PM

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Does this mean, if I use stripe checkout (setup mod) to setup payment or use payment element for collecting payment for future use. Stripe will take care of authentication flow?

fathom ore Sep 8, 2023, 4:26 PM

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Yes

candid siren Sep 8, 2023, 4:26 PM

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how does it work with Payment Element though?

fathom ore Sep 8, 2023, 4:27 PM

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You can test this yourself with some of our test cards here:
https://stripe.com/docs/testing#regulatory-cards

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So you can see it yourself in your own integration

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The payment element triggers confirmation of the Setup Intent and when we detect 3DS is required we communicate with the issuing bank to present the customer with a mechanism for authenticating the saved payment method

candid siren Sep 8, 2023, 4:28 PM

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Gotcha. We haven't writen any code yet. Simply trying to decide a solution(whether use stripe checkout or paymanet element). I thought Payment Element is just a web UI element.

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"present the customer with a mechanism" what would be this?

fathom ore Sep 8, 2023, 4:29 PM

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That is ultimately up to the issuing bank

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We present a modal window but the contents of that window are specified by the bank

candid siren Sep 8, 2023, 4:29 PM

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Do I need to implement extra UI for this?

fathom ore Sep 8, 2023, 4:29 PM

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Nope

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Payment Element takes care of all of that

candid siren Sep 8, 2023, 4:30 PM

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Cool. But usually the bank web embeded in the Modal?

fathom ore Sep 8, 2023, 4:31 PM

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Yes. That will handle the UI for the bank auth

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Some banks send a PIN to the customer to enter, others just ask you press a button, but whatever it is will be up to the bank

#cece_51221