axiom46 | Stripe Developers | Page 1

verbal mangoBOT Sep 5, 2023, 2:25 PM

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lost comet Sep 5, 2023, 2:25 PM

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AFAIK I believe you need a US entity to transfer to connected accounts in the US (Cross border transfers are only available for platforms in the US)

balmy sparrow Sep 5, 2023, 2:27 PM

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is it possible to do a direct payout to a US bank account? without transfer to the connected account?

lost comet Sep 5, 2023, 2:27 PM

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I believe you can create Direct Charges on a US standard connected account via your account in CA as controlling platform

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Would recommend giving it a try in test mode to be certain

balmy sparrow Sep 5, 2023, 2:28 PM

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ok and this is not available for express account?

lost comet Sep 5, 2023, 2:29 PM

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Direct charges are only recommended for Standard accounts
We don't recommend you use it with express

balmy sparrow Sep 5, 2023, 2:30 PM

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ok thank you
A separate question: I created a payment in test mode on sept 1st and the dashboard shows that the fund will be available on sept 8. Is it normal it takes this long in test mode?

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it shows I have no fund available for payout, and that it will be available on sept 8

lost comet Sep 5, 2023, 2:33 PM

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Yes it is expected, you can create test payment with these cards, they skip pending balance and move to available immediately.
https://stripe.com/docs/testing#available-balance

balmy sparrow Sep 5, 2023, 2:35 PM

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ah I see thank you

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sorry back to the question on direct charge, can I use that for sending fund? or is it only for requesting payment?

lost comet Sep 5, 2023, 2:39 PM

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You can't send funds with direct charges, no.

With direct charges, the incoming payment (payins) settle on the connected account (in the US) so transfer isn't involved as such.

balmy sparrow Sep 5, 2023, 2:42 PM

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hmm ok
our business model is that end-users send payment to our account
and separately we payout to our content creators.
There is no direct one to one transaction from end user to content creator.
What would you recommend for us to use to payout to our creators? given the cross border restriction

lost comet Sep 5, 2023, 2:46 PM

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I see. The only way I can think of is to create a US entity. Unfortunately, there are no workarounds I am aware of. I would suggest you reach out to our support about that as they might know if there are any alternatives

https://support.stripe.com/?contact=true

Stripe: Help & Support

Find help and support for Stripe. Our support site provides answers on all types of situations, including account information, charges and refunds, and subscriptions information. Get your questions answered and find international support for Stripe.

balmy sparrow Sep 5, 2023, 2:47 PM

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ok thank you for your help

#axiom46