#_durrell

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strange knollBOT
vivid sail
slender plank
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Hello! It really depends on the use case and the individual situation.

vivid sail
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I would think in order for us to avoid PCI compliance red tape we would not want the account number on our server. That's why we created tokens in the past and sent those to our server instead.

slender plank
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PCI applies to cards, not bank accounts.

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There are separate rules and guidelines that apply to bank account data.

vivid sail
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Our end goal is to let our users schedule Stripe::Treasury::OutboundTransfer

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so we need to create a SetupIntent that has a PaymentMethod.

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Will the second screenshot above that doesn't have the account numbers on the server work?

slender plank
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Yes, I believe so.

vivid sail
slender plank
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Yes, if you're listening for the associated Events.

vivid sail
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ok. Thank you Rubeus.

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In what scenario might one want to create the SetupIntent on the server with the account number and routing number?

slender plank
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Probably when you already have the account details in a database, or from a migration, or if you're unable to use our client-side libraries.

vivid sail
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ok. Sounds good. Thanks so much! ๐Ÿ‘

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Have a great weekend ๐Ÿ™‚

slender plank
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You too!