_desa | Stripe Developers | Page 1

wheat atlasBOT Aug 31, 2023, 6:21 PM

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wicked zinc Aug 31, 2023, 6:22 PM

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Hello! No, I don't think so.

vernal bramble Aug 31, 2023, 6:23 PM

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Hello!

wicked zinc Aug 31, 2023, 6:23 PM

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There's no property on the Intent or the associated Payment Method that would tell you that.

vernal bramble Aug 31, 2023, 6:23 PM

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would there be any difference in the response, ie missing/null data that would only be available in a specific case?

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can get around the explicit property that way, just curious if you know.

wicked zinc Aug 31, 2023, 6:25 PM

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Nothing I can think of, no. What's your use case?

vernal bramble Aug 31, 2023, 6:26 PM

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We're checking to see if an invoice we've sent out is ready to be paid, meaning automatic bank, credit card, or post-verification manual bank account is the payment method being used.

wicked zinc Aug 31, 2023, 6:28 PM

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Ready to be paid? Can you provide more details? Not sure I'm following.

vernal bramble Aug 31, 2023, 6:30 PM

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basically we are just checking to make sure that a payment method submitted for an invoice isn't a manual bank account, or if it is- that it's verified, since an unverified bank account would not process a payment.

wicked zinc Aug 31, 2023, 6:32 PM

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How would someone submit an unverified bank account?

vernal bramble Aug 31, 2023, 6:33 PM

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Screenshot_2023-08-31_at_12.33.38_PM.png

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here

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it would need to go through the microdeposits process

wicked zinc Aug 31, 2023, 6:35 PM

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Right, but an account that hasn't been verified yet can't be used for a payment until it's verified.

vernal bramble Aug 31, 2023, 6:35 PM

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Precisely

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I think you're seeing the issue

wicked zinc Aug 31, 2023, 6:35 PM

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I'm not. 😅 I think we might be using the same words to mean different things. Can you provide more detail?

vernal bramble Aug 31, 2023, 6:36 PM

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We need to track which invoices have payment methods associated that are still pending verification, so we can then resurface it to a customer to complete payment once they've verified their bank acct via microdeposits.

wicked zinc Aug 31, 2023, 6:40 PM

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I'm still not sure I fully understand... there is no usable Payment Method at that point. Are you using Setup Intents to set the bank accounts up? If so, the Setup Intent will be in a requires_action state until the microdeposits are verified.

vernal bramble Aug 31, 2023, 6:41 PM

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correct, we create a setup intent, since at that point a payment can't be used

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sorry, i guess i wasn't totatlly clear

wicked zinc Aug 31, 2023, 6:46 PM

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Okay, let's back up and see if we can get you the answer you want. As I understand it you want to determine if an ACH account can be used to pay an Invoice or not. Is that correct?

vernal bramble Aug 31, 2023, 6:46 PM

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Correct

wheat atlasBOT Aug 31, 2023, 6:47 PM

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wicked zinc Aug 31, 2023, 6:47 PM

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If you're setting them up with Setup Intents you can check the status of the Setup Intent. If it's succeeded the associated ACH Payment Method should be ready to go.

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If it's some other status it's not ready to go.

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I think the main outstanding question I have is about the mention of Payment Intents in your original question, can you clarify that piece?

vernal bramble Aug 31, 2023, 6:49 PM

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i think i meant to be talking about payment methods

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that's helpful

wicked zinc Aug 31, 2023, 6:50 PM

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The information here about verifying with microdeposits when using Setup Intents may be of some help: https://stripe.com/docs/payments/ach-debit/set-up-payment?platform=web#web-verify-with-microdeposits

#_desa