#cketner
slow swallow
chrome grove
When you talk about "available balance" are you talking about the balance they have in their stripe account? Or are you talking about the blanace they actually have in their bank account outside of stripe?
random salmon
Sorry - in their stripe account. Essentially will each bank account within Stripe maintain its own available and pending balance
chrome grove
No, balances are not broken down by bank account - balances are broken down by currency and source_type (card , fpx, bank_account)
random salmon
so when sending the initial transactions/payment amounts, are we able to tie the source_type to the transactions? Meaning all of the funds are being grouped by the bank_account and then when we go to payout we can reference such to ensure the appropriate funds are being paid out?
chrome grove
Just to be super clear - the bank_account source_type is something you'd only see if you accept legacy ACH payments.
It's just one bucket for ALL legacy ACH payments, it's not broken down further for each bank account
random salmon
Ok so ultimately before the transaction even occurs, on our side we will know which of the three bank accounts for the Connected Account before feeding anything over to stripe. We are looking for direction on the best approach to maintain those buckets of funds per bank account for the specific Connected Account so that when we go to do the manual payout via API we are sending the correct amount of funds to the correct bank accounts for that specific Connected Account. For Example: Connected Account has 3 available bank accounts attached to it to fund. Based on the transactions that have recently occurred, we will know on our side where the end result those funds should land, once settled on Stripe, we need to reference the end result bank account for the transactions so that we are able to fund appropriately (i.e. send 10k to bank A, 20k to bank B, and 5k to bank C). Is there a best approach for maintaining these "buckets" of funds?
chrome grove
If you 100% need all these bank accounts to belong to the same connected account, then really your only choice is to tcack these buckets of funds separately on your end so you can be sure - there would be no way for you to really manage this easily just in stripe.
the other alternative would be to have three separate connected accuonts, each with their own bank account so that the funds are separated into separate stripe accounts