onehumanunit_28687 | Stripe Developers | Page 1

stark barnBOT Aug 23, 2023, 4:44 PM

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proud holly Aug 23, 2023, 4:47 PM

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Hi there

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Sounds like you want to use Connect here

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Are you familiar with Stripe Connect?

sullen tinsel Aug 23, 2023, 5:02 PM

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Hi! Well, yes, from browsing the docs, but haven't actually used it in our application.

proud holly Aug 23, 2023, 5:02 PM

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Okay so yeah you'll likely want to onboard Connected Accounts to be able to move portions of your payments to those Connected Accounts.

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So the other factor then is deciding which payment integration flow you are going to use.

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The recommended route is Stripe Checkout: https://stripe.com/docs/payments/checkout

sullen tinsel Aug 23, 2023, 5:05 PM

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Looking! Thanks so far 👍

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Sorry, I'm daft 😄 We are already use Stripe Connect, ofc, in conjunction with ACH transfers. Would Stripe Checkout allow us to mirror what we have in terms of ACH transfers, as in all in the back-end, no UI? Or is it something else we need to look at?

proud holly Aug 23, 2023, 5:12 PM

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Ah well you are going to need to collect payment method details (card details) in some way.

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Stripe Checkout will do that for you

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Or you can use Elements if you want to embed a form into your website and not use a redirect.

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But you shouldn't really handle card details directly as it comes with a high PCI burden.

stark barnBOT Aug 23, 2023, 5:16 PM

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sullen tinsel Aug 23, 2023, 5:24 PM

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Yes, we definitely don't want to handle the card details directly. But could we essentially authorize variable payments at a regular schedule using either checkout or elements?

zenith slate Aug 23, 2023, 5:24 PM

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👋 hopping in here since bismarck has to head out soon

sullen tinsel Aug 23, 2023, 5:25 PM

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Hi! Thanks

zenith slate Aug 23, 2023, 5:26 PM

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When you say variable payments at a regular schedule are you just referring to future off-session payments that you create when you want? Or are you talking about something more like subscriptions

sullen tinsel Aug 23, 2023, 5:31 PM

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Perhaps easiest to explain with a use case:

Let’s say we have a YouTuber who makes $10k from AdSense and they want to split 20% with their video editor.
Our platform automates that revenue share - we’ll send the $2k to the editor via ACH.
Our goal is to allow the same functionality, but enabling payments via credit card as an alternate to ACH. We’re looking for the best path to:
Safely let the YouTuber add their credit card details
Be able to trigger that $2k payment via credit card as new AdSense revenue is earned

zenith slate Aug 23, 2023, 5:46 PM

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Gotcha - so yes, you'd use Checkout or Elements to collect their initial card details w/ a setup intent and then in the future you can create a Payment Intent server-side that uses the payment method created from the card details you previously collected

sullen tinsel Aug 23, 2023, 5:49 PM

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Ok, that's fantastic, thank you. I might come back to this thread with some follow-up questions later if that's okay?

zenith slate Aug 23, 2023, 5:51 PM

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We typically close threads after a certain amount of inactivity, but you can always ask again in the main channel and someone will be able to help 🙂

sullen tinsel Aug 23, 2023, 5:51 PM

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Ok, many thanks, we'll keep in touch 👍

#onehumanunit_28687