jessp

[deep snow]

Whats the error message?

[ebon path]

req_5riLrEaOo0jFUb

[deep snow]

ANd where do you encounter it?

[ebon path]

Creating the payment intent with a us bank account

The customer has a payment method attached. I've had success previously using a credit card.

[deep snow]

You've specified confirm=true without a payment method specified

You need to include that payment method in the payment intent request there

payment_method=pm_123

[ebon path]

Is there a difference when using a credit card vs bank account?

[deep snow]

Not in terms of this, no

[ebon path]

req_W1LP4xTAhgpLBr

That request used confirm=true for the same customer and was successful.

[deep snow]

That's bit surprising, but it appears that card was set up using the old token/source flow and was set up as the customer default_source which behaves a bit different

If everything were using payment methods there's be no difference

The default source was detached here before the other payment: https://dashboard.stripe.com/test/logs/req_RY8wgrnjflufwZ

[ebon path]

So when using that test card it happened to be setting the customer.default_source

which allowed the payment to confirm.

[deep snow]

Correct, but there's no equivalent for one time payment intents with payment methods

[ebon path]

So if my customer has a payment method attached I have to send the payment method id every time with my payment intent request + confirm=True

[cerulean heron]

Correct, that is how to re-use a saved payment method