#coinbeastcrypto

1 messages · Page 1 of 1 (latest)

pliant ravenBOT
calm vector
umbral elbow
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One moment please, confirming

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We create a product, and then yes we create a payment link leveraging that API with the details of that product

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and we set the destination parameter and the on_behalf_of parameter both to the Connected Stripe accountID when creating the payment link

calm vector
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Yeah so you'll use the same API for both express or standard accounts - but what really matters here is what funds flow you're planning on using

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Typically with standard accounts you're doing direct charges (so you'd use the Stripe-Account header to create the paymetn link directly on the conencted account)

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wheras with express account you'd do destination charges (so the payment link would still be created on the platform, and you can use on_behalf_of to make the express account the merchant of record)

umbral elbow
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Ok great thank you

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and one more follow up

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if we wanted to instead onboard this user as an express customer but leverage direct charges just for this customer, is that possible?

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would this just require constructing the payment link in the same way you just outlined?

calm vector
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It's possible to use an Express account with direct charges (you'd use the Stripe-Account header like I mentioned earlier), but it's not something we generally recommend

umbral elbow
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what's the downside?

calm vector
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There's quite a few - just off the top of my head:

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  • express accounts don't have a full dashboard, so they're unable to respond to their own disputes and you'll have to manage it for them
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  • with express accounts you (as the platform) are expected to cover negative balances