#monove
paper tusk
violet shell
Hi 👋
Most European issuing banks will automatically require 3DS whether the merchant account requests it or not.
violet shell
If you mean processed with a Setup Intent, then yes
Since Stripe optimizes Setup Intents for frictionless future purchases
arctic ivy
do you have a guide for a flow where people call into a store with a credit card number and want to have their card stored on file
violet shell
I don't know what you mean
"Call into a store"
Do you mean the store takes their order over the phone?
arctic ivy
correct
violet shell
Hmmm....
arctic ivy
a business calling in to order lunch wanting to store their credit card on file
violet shell
We do have a a "mail order & telephone order" payment collection but that is out of scope with SCA.
And we can't talk about it here. You would need to write into Support to see if your account meets the criteria
arctic ivy
right. we're looking for a flow to provide our UK connected accounts with a way of adding their clients' credit cards to their POS and placing orders. We had a plan to send links for doing 3DS on the order level but that wont work with SetupIntents
perhaps we can store the card at the end of the order
violet shell
As I said, this won't provide those payment methods with an SCA exemption but I can't really say more about it here. You will need to write in to Support to get clarification on whether that approach would work for you.
arctic ivy
is this SCA-ready?: https://stripe.com/docs/payments/save-during-payment
violet shell
Yes, if the customer is the one interfacing with the UI and can respond to any 3DS requests
arctic ivy
we could watch the next_action field and if it the type is use_stripe_sdk we could then provide the customer with a UI for authenticating