#coinbeastcrypto
lavish yoke
Hello! What's up?
ivory epoch
Hi Rubeus. I am using Stripe Express Connect. On behalf of my Connect accounts, I generate payment links each month and provide these to my Connect accounts' customers.
The challenge I am running into is that after a user decides to pay via ACH - Manual, and has to verifiy micro-deposits, the next month when we issue a payment link to this user, they have to verify micro-deposits again.
What's the cleanest way to save their payment method (ACH, Manual) so that they can use it again the next month?
lavish yoke
You can set setup_future_usage on the Payment Links so the payment info provided is set up and stored for future use: https://stripe.com/docs/api/payment_links/payment_links/create#create_payment_link-payment_intent_data-setup_future_usage
Then you can reuse it later by creating a Payment Intent instead of a Payment Link.
ivory epoch
If we create a payment intent, will there still be a payment link generated that the customer can see, with their payment method pre-populated where they can click "Pay" ?
Or will this bypass the payment link page altogether?
ivory epoch
Is there anyway to generate a payment link with the payment method pre-populated?
lavish yoke
No.
If you want your customer to confirm the payment you need to build your own UI on your own site that provides a way for them to authenticate themselves and then confirm the payment, which would trigger Payment Intent creation and confirmation using their saved Payment Method.
ivory epoch
Is there a way to listen to the intent without that?
lavish yoke
What do you mean by listen?
If you mean with webhooks, yeah, Payment Intents emit several Events: https://stripe.com/docs/payments/payment-intents/verifying-status#webhooks
ivory epoch
Ok. Is there a way to do this via the widget?
lavish yoke
What widget?
ivory epoch
Via the Stripe dashboard without requiring code?
ivory epoch
is there a way to listen to the intents via the stripe widget
we will have code to listen to intents
lavish yoke
By widget you mean Dashboard? Not sure what you mean.
The fact that you keep using the word "widget" makes me think we're talking about different things.
ivory epoch
uncut oreBOT
ivory epoch
by widget meaning the payment link UI
lavish yoke
That looks like Stripe Checkout.
Ah, Payment Links. No, Payment Links are designed to accept new payment details, they can't use existing payment info.
Payment Links are also designed to be shared with many people and aren't associated with a specific person or their saved payment info.
ivory epoch
how about if we create the payment link with payment_intent_data.setup_future_usage set as on_session
lavish yoke
That will save their info for later use, but you can't use it later with a Payment Link.
You would use it later with a Payment Intent.
ivory epoch
so we need to handle the payment intent and the customer data?
lavish yoke
Yeah. You would do this: https://stripe.com/docs/payments/save-during-payment?platform=web#charge-saved-payment-method
ivory epoch
is that possible with an express account or does it have to be a custom implementation?
tired silo
Works with Express accounts as well
ivory epoch
Ok, and so, is there a best practice or recommendation around authenticating users prior to providing them with a button to trigger this payment intent -- essentially to simulate the experience of Link with a saved credit card, just in this case, with saved ACH manual info?
tired silo
If you are re-using a user's card details usually it is because they are logged in