chozboots-ach-verification | Stripe Developers | Page 1

alpine quailBOT Aug 2, 2023, 10:51 PM

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grim ibex Aug 2, 2023, 10:53 PM

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@humble fable I'm sorry I don't really get what you're asking. What does "tapping into Stripe Terminal's APIs" have to do with bank account collection? I don't really understand the question

humble fable Aug 2, 2023, 10:56 PM

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Well I've been reading about Stripe's "virtual terminals" I guess that's what they call them? And it seemed like they offered a potential way to accept ACH payments into Stripe in-person:
"Businesses can use virtual terminals to accept payments from customers via telephone, email, fax, or in person through an internet-equipped device like a laptop, tablet, or smartphone. Most virtual terminals accept credit and debit cards, as well as ACH payments. Unlike in-person transactions made with a card reader, virtual terminals require the user to manually input the transaction and payment information."

grim ibex Aug 2, 2023, 10:57 PM

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yeah that isn't really a thing

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where is that quote from? Feels like marketing speak but they seem to just mean our Stripe Dashboard

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where you log into your Stripe account and can do things manually there

humble fable Aug 2, 2023, 10:59 PM

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I got it from here:
https://stripe.com/resources/more/what-is-a-virtual-terminal

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Then read more about it here:
https://stripe.com/terminal

grim ibex Aug 2, 2023, 11:00 PM

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yeah I'm sorry I think this is really just marketing

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At the end of the day our Terminal product is for accepting in person card payments.

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it doesn't do bank account or anything like that and doesn't have any plan to do that

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Our Dashboard is a product you have access to for your Stripe account and you can do things manually like collect a payment, enter card details collected over the phone, etc.

humble fable Aug 2, 2023, 11:03 PM

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Yes, true. I'm just kind of racking my brain for a way for my client to stop taking in so many paper forms that make us have to reach out to people for microdeposits and stuff.

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We'll cope tho. Thanks for the clarification on stuff btw.

grim ibex Aug 2, 2023, 11:05 PM

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I you want to do ACH Debit where you debit a bank account in the US, there isn't really a way around this. Either you use FinancialConnections so that they can "log into their bank" immediately, or you have to do micro-deposits

#chozboots-ach-verification