#vardan5610
uneven yew
acoustic wagon
Hello 👋
If you're using PaymentElement then the element itself prompts for zipcode input in case its required.
We pass the postal code to the issuers so that they can perform necessary validation, more information here
https://stripe.com/docs/disputes/prevention/verification
https://stripe.com/docs/disputes/prevention/verification#avs-check
nimble remnant
Thank you, I need to check it)
acoustic wagon
👍
nimble remnant
As I understand we don't use paymentelement on our website. It's quite old. We have 4 required fields on our front: card number, expiration date, cvc, zip code
On other site we have paymentelement that displayed separately on the front and their in common there is no requirement to enter zip code
So in my case where is no paymentelement, should we send zip code or is it checked?
And is this entered zip code somehow verified?
acoustic wagon
The issuer may check it so yeah you should send it to not deter your auth/success rates
acoustic wagon
Correct
If you use Stripe Radar then we may check the info too
but it mostly comes down to the issuers/banks
nimble remnant
Does this check happen automatically? I mean if zip code is incorrect, stripe will decline the payment immediately?
Or it can happen afterwards?
acoustic wagon
The check happens automatically, yes.
If the zip is incorrect then issuers/bank may decline.
The docs I shared earlier covers it
nimble remnant
Thank you for your help, so to sum up and clarify again for myself. Depends on issuer stripe requires (or not) zip code. In our case as we don't use stripeelement, we make customers enter it anyway, because we don't know is zip code required or not. And if one card required zip code and it's wrong stripe will give the automatically response is this zip code correct or not. Right?
acoustic wagon
Correct, if the issuers decline the charge for any reason then you'd see it in the error message
nimble remnant
Thank you!