monove | Stripe Developers | Page 1

lusty stagBOT Jul 25, 2023, 2:45 PM

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frigid iris Jul 25, 2023, 2:46 PM

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Hello 👋

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Yes you can store the payment method on platform account and clone it to connected accounts when required
https://stripe.com/docs/connect/cloning-customers-across-accounts

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You will need to create the SetupIntent on the platform account though. And then clone it before you create a PaymentIntent on the connected account for a direct charge

lavish gyro Jul 25, 2023, 3:00 PM

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but that triggers up to 2 SCA verifications

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one for the setupIntent and another for the PaymentIntent

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we're looking to reduce it to a single

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ie a customer should be able to use a credit card and store it for later all in a single authentication

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this is for a POS where customers will be sent a url where they enter their payment method information and possibly choose to save the payment method for later use after this order

frigid iris Jul 25, 2023, 3:04 PM

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Do you use on_behalf_of when creating a SetupIntent?

lavish gyro Jul 25, 2023, 3:04 PM

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we're currently trying to scope out what the flow should be and what are the coding requirements, so no

frigid iris Jul 25, 2023, 3:06 PM

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I think that's what's causing the second SCA. Typically you'd not see a second 3DS attempt on the cloned payment method if the initial setup used on_behalf_of parameter pointing to a connected account that enforces SCA.

lavish gyro Jul 25, 2023, 3:06 PM

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does on_behalf_of store it to the connected account or to our platform?

frigid iris Jul 25, 2023, 3:07 PM

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the platform account

lavish gyro Jul 25, 2023, 3:07 PM

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oh nice

frigid iris Jul 25, 2023, 3:08 PM

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On_behalf_of only changes the merchant of record to the connected account. I'd recommend trying it out in test mode, it should allow you to test the expected behaviour.

#monove