aasdfasa3 | Stripe Developers | Page 1

sullen otterBOT Jul 25, 2023, 1:42 AM

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pine comet Jul 25, 2023, 1:43 AM

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hello! no, SetupIntents does not support BNPL

amber elbow Jul 25, 2023, 1:44 AM

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would there be a different way i can implement something like I mentioned? Where we get a deposit up front and then the rest later?

pine comet Jul 25, 2023, 1:45 AM

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how long later will the service be rendered? i.e. what's the timeframe? 7 days?

amber elbow Jul 25, 2023, 1:45 AM

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It could be a month

pine comet Jul 25, 2023, 1:46 AM

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you can always collect a payment i.e. the deposit first (save the payment method) then charge it later : https://stripe.com/docs/payments/save-and-reuse

Set up future payments

Learn how to save payment details and charge your customers later.

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when charging it later, you can always auth the amount to be charged 7 days before, https://stripe.com/docs/payments/place-a-hold-on-a-payment-method, then capture the payment after service is provided

amber elbow Jul 25, 2023, 1:49 AM

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Yes, we do that already, but are adding BNPL to our system. So I'm trying to figure out how BNPL works with this flow of taking a deposit and charging the rest later.

pine comet Jul 25, 2023, 1:51 AM

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i'm not sure i understand. BNPL already collects the first installment upfront so isn't that the flow that you want as it is? e.g. https://stripe.com/docs/payments/afterpay-clearpay#collection-schedule

Afterpay and Clearpay payments

Offer your customers flexible financing while getting paid upfront with Afterpay (also known as Clearpay in the UK).

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you as the merchant get the full amount upfront

amber elbow Jul 25, 2023, 1:53 AM

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If we have a purchase for a $200 service to be rendered in the future, and want to collect a $50 deposit now... we would need to charge the full $200 with BNPL I guess? Currently we collect $50 and charge the $150 when services are rendered.

pine comet Jul 25, 2023, 1:54 AM

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yes, just charge the full $200 with BNPL. It's on the BNPL provider to collect subsequent installments from the customer.

amber elbow Jul 25, 2023, 1:55 AM

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OK, just the difference is that the customer is agreeing to pay the full amount instead of just a deposit, which they could get a portion of back if they cancel.

pine comet Jul 25, 2023, 1:57 AM

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yep. I guess you would probably want to consider your T&Cs for using BNPL

amber elbow Jul 25, 2023, 2:08 AM

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If we collect full amount with BNPL, are we able to give a partial or full refund still?

pine comet Jul 25, 2023, 2:11 AM

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yes, you can still refund both full and partial. Stripe fees won't be refunded though.

amber elbow Jul 25, 2023, 2:18 AM

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OK, same as any other payment method, great to know!

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BTW, for BNPL, do we have to completed the charge in 7 days? I see this doc, but can't find how BNPL relates to it:
https://stripe.com/docs/payments/place-a-hold-on-a-payment-method

Place a hold on a payment method

Separate payment authorization and capture to create a charge now, but capture funds later.

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Does it support having a separate capture?

pine comet Jul 25, 2023, 2:30 AM

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oh actually it does, sorry

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