ricardones_77 | Stripe Developers | Page 1

sly magnetBOT Jul 20, 2023, 8:51 PM

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novel sierra Jul 20, 2023, 8:52 PM

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Hi 👋

We don't really do "compehensive lists of technical steps" here. This server is designed to unblock developers who have specific errors in their integrations with Stripe APIs.

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That being said, I can provide some documentation for this scenario

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Essentially what you are describing is a Stripe Connect situation. So for figuring out what type of account to create and how, I would start here: https://stripe.com/docs/connect/accounts

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For External Accounts, this would be created by the Connected Account during their onboarding

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But you can look into the types of charges, their funds flows, and what works best for your business model by starting here: https://stripe.com/docs/connect/charges

unborn raven Jul 20, 2023, 9:01 PM

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Hi. Thanks for replying.
Yes, that’s Stripe Connect for the connected account (my B2B clientes). It’s been frustrating to implement this backend. Couldn’t find anything in your repos nor in the API documentation. I’ll continue to try and get back when I have more specific errors. It will be a try-and-error journey 😔

novel sierra Jul 20, 2023, 9:01 PM

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Have you created a Connected Account yet? That's a good place to start (in Test mode)

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Firs step IMO:

Determine what account type best fits your business model. Look at the table here: https://stripe.com/docs/connect/accounts

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Next, create an account of that type in Test mode and walk through the onboarding process

unborn raven Jul 20, 2023, 9:05 PM

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In my list above, use case 1 is direct charges while use case 2 is destination changes.
The type of accounts is CUSTOM.

novel sierra Jul 20, 2023, 9:05 PM

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You do not want to be mixing charge types

unborn raven Jul 20, 2023, 9:05 PM

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I won’t use Stripe Connect Onboard because our platform already collect all the info you need.

novel sierra Jul 20, 2023, 9:05 PM

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that is a very bad idea

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Nothing about use case 2 implies destination charges

unborn raven Jul 20, 2023, 9:06 PM

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Sorry, use case 3

novel sierra Jul 20, 2023, 9:06 PM

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You can create subscriptions for your connected accounts using Direct charges

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You should really decide where the Customer & Payment records need to live (Platform or Connected Account) and start there. But if you are using Custom accounts you should only use Destination or Separate Charge and Transfers

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Also be aware that Custom accounts require the most engineering on your end

unborn raven Jul 20, 2023, 9:11 PM

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Use case 1: a simple subscription between our platform and the B2B customer (our customer)
Use case 2: a subscription between the b2b customer and their customers. This is where direct charges comes in between their clientes and the B2B client (with an external account)
Use case 3: the b2b customer can sell ad-hoc stuff in our platform, and we will take a percentage of the sale to the platform. This is a destination charge, charged at the time of the sale

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Am I missing something?

novel sierra Jul 20, 2023, 9:12 PM

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You cannot create a Subscription for the account in use case 1

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You can only create a Subscription for a Customer object

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You can create a Customer object that represents that Connect Account

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But that isn't a direct charge because Connect isn't invovled at all

unborn raven Jul 20, 2023, 9:14 PM

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At the time of the onboarding, I will create a customer object to represent the subscription between us and the customer, plus a connected account to allow them to have subscriptions between them and their customers

novel sierra Jul 20, 2023, 9:16 PM

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Okay so that rules out the Direct Charges which is good

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Since that's a subscription that is only tangentially related to Stripe Connect (from our perspective).

unborn raven Jul 20, 2023, 9:18 PM

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Ok. Let me continue and will create a new thread if I come across a roadblock. Thanks for your replies here. 👍🏼

#ricardones_77