vijay-confirmation-3ds | Stripe Developers | Page 1

digital skiffBOT Jul 20, 2023, 5:01 PM

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arctic jackal Jul 20, 2023, 5:04 PM

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Starting with your first question - are you asking how to do this when the card is FIRST collected, or are you asking how to do this for future off session payments afer the card has already been collected and set up?

wet mason Jul 20, 2023, 5:04 PM

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after the card has been collected and setup

arctic jackal Jul 20, 2023, 5:06 PM

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Gotcha

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So that would be up to you to implement - you need to prompt your user (like in an email) to come back to your site and complete the authorization process

wet mason Jul 20, 2023, 5:08 PM

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I can notify user or rather user would be in the application only when he is doing this. Since the payment method was set to off session how do i get him back to screen to enter it

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User entered the 3ds enabled card

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3ds pop up came

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He completed successfully and i stored the payment method / completed the setup

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Now he comes back and chose the same card using some nick name he provided as i have saved his card already i am issuing a PI

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what would be my next step ?

arctic jackal Jul 20, 2023, 5:10 PM

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If you're doing this while the user is on-session that you can confirm the PI client-side (which if you're using our libraries should automatically do 3ds if it's required)

wet mason Jul 20, 2023, 5:13 PM

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stripe.paymentIntents.create({
payment_method: req.body.paymentInfoRequest.paymentIntent,
amount: AH,
currency: 'USD',
confirm: true,
capture_method: 'manual',
off_session: true,
customer: req.body.paymentInfoRequest.customerid, //"cus_NZnUZ6dgqs38Cn",
payment_method_types: [req.body.paymentInfoRequest.PaymentType],
transfer_data: {
destination: req.body.fboAccountID,
}
})

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i would be using this logic if u see here - the payment_method is the pm_*** that i stored when i first setup his card details so his 3ds was already verified and added, but now he is placing order using this stored in my platform

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my call would have come to backend already when he is placing an order using the payment method he chose how do i get him back on session because the card he uses is always authenticate

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are you there ?

arctic jackal Jul 20, 2023, 5:19 PM

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yup, sorry i'm talking to multiple foks at once

digital skiffBOT Jul 20, 2023, 5:20 PM

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arctic jackal Jul 20, 2023, 5:20 PM

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So based on your code you're confirming server-side

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If there were additional actions, then client-side you'd call stripe.handleNextAction (if you were doing this on the web)

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we talk about this a bit here https://stripe.com/docs/payments/finalize-payments-on-the-server?platform=web&type=payment#next-actions

wet mason Jul 20, 2023, 5:27 PM

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message: 'This PaymentIntent requires an on-session action. Please get your customer back on session and re-confirm the PaymentIntent with a payment method when the customer is on session.',

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this is the error i get when i use the 3ds approved payment method

arctic jackal Jul 20, 2023, 5:28 PM

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Yeah that's a totally normal thing that can happen when you confirm server-side. Even if you setup the payment method with a setup intent and do authentication upfront, the bank/card issuer can still choose to reject the exemption we request and ask for authentication again anyways

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This is something you have to be resilient towards (which is why we have things like stripe.handleNextAction so you can handle cases like this)

slate hinge Jul 20, 2023, 5:29 PM

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vijay-confirmation-3ds

wet mason Jul 20, 2023, 5:31 PM

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does the call even return when this error comes ?

slate hinge Jul 20, 2023, 5:31 PM

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@wet mason try all of this in Test mode, you're already doing some of it so you can see exa tly what happens

wet mason Jul 20, 2023, 5:32 PM

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i am doing in test mode only

slate hinge Jul 20, 2023, 5:35 PM

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You're asking "what happens when I do X", I'm saying "do X in Test mode right now and see"

wet mason Jul 20, 2023, 5:43 PM

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ok sir

slate hinge Jul 20, 2023, 5:47 PM

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Let me know if you have a follow up question after that

wet mason Jul 20, 2023, 5:51 PM

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yes now i have placed a hold some how as u guys have explained above, now when i try to confirm the payment will it ask for authentication again ?

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i have already linked to connect account that so my end customer is going to close the transaction

slate hinge Jul 20, 2023, 5:56 PM

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I'm sorry, I dn't really understand the words you're using and how you are framing the question. If you have a PaymentIntent that was confirmed and is in status: 'requires_capture' then the next step is to capture it: https://stripe.com/docs/api/payment_intents/capture

wet mason Jul 20, 2023, 5:58 PM

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during thie capture status does it ask for 3ds authentication again ?

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Added a 3ds card to my application
Stored Payment Method
Customer placed an order using that method
Card declined and i monitor the handleNextAction
Customer completed this and placed order for $100
We dont charge immediately, we put a hold on $100 and link to a connected account / destination as connected account
When the connected account user logs in our application and close the transaction, we capture the $100

In step #7 will it again ask for any authentication ?

slate hinge Jul 20, 2023, 6:05 PM

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no, capture does not require 3DS or anything like this. At that point the payment is already authorized and ready to be captured in the next 7 days

wet mason Jul 20, 2023, 6:05 PM

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thanks, i will revert if have any addtn question - appreciate it.. you guys are awesome !

#vijay-confirmation-3ds