moh-paymentmethod-offsession | Stripe Developers | Page 1

stable pythonBOT Jul 19, 2023, 9:19 PM

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tender prawn Jul 19, 2023, 9:23 PM

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moh-paymentmethod-offsession

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@wicked marlin the PaymentMethod is set up and saved at that point. It can then be re-used for future off session payments. Then it's possible for the banking partner to decline the payment for various reasons (jnsufficient funds, account closed, etc.) and one of the reason could be "please authenticate again" such as doing 3DS again

wicked marlin Jul 19, 2023, 9:26 PM

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to avoid banking partner issues, is it recommended to go through setup intent flow each time of selecting a payment method for upcoming charges?

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the specific scenario is the customer adds a chase bank account via setup intents to pay for car rental.

we charge the chase bank account b/c customer returns car.

7 days go by and the customer rents another car. When the customer returns the car again, is it best practice to use the saved off session chase bank account for charging? OR should we have had the customer undergo setup intents again to ensure that bank is valid?

tender prawn Jul 19, 2023, 9:32 PM

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Yes I would use the saved bank account in that case, no need to re-do a SetupIntent

#moh-paymentmethod-offsession