Aggressive_Pickle

[exotic aspen]

Hi there, yes that's the behaviour for ACH. If the ACH payment fails eventually, a reversal transfer will be created to send the money back to platform.

[tawdry lark]

Ah got it. So the funds are actually collected from the platform account balance when a charge gets created, and that's what gets transferred to the connected account?

[exotic aspen]

Yes you are right. Since it's destination charge, the charge will be created on platform and the funds is transferred to the connected account.

[tawdry lark]

Thanks!

Actually one follow up. Sorry just trying to understand our code. There shouldn't be any reason to use the transfer api to create a transfer explicitly, right? Because it seems like with destination charges and the transfer_data[destination] parameter, the transfer is automatically initated by Stripe.

So us creating a transfer via transfer api seems to be completely pointless

[exotic aspen]

Yes you are right, Stripe will automatically inititate a transfer so you don't need to do it manually.

[tawdry lark]

Thanks again!