theproofficial

[olive hedge]

I think the only way to do this without creating accounts for you users (which would be connect) would be with treasury - I'd suggest checking this out here (https://stripe.com/docs/treasury/examples/moving-money#creating-an-outboundpayment-without-a-paymentmethod)

[sick mortar]

Hmm, I will definitely look into this, I will also give you a bit more context so I don't waste even more time on this than I did.

I am making an app where users can deposit real money, and also must be capable of withdrawing money from their balance.

The balance system I have set up internally, I just need to get the actual money moving in and out.

This whole system should be very easy to use, so I don't want users to go through the hassle of creating some Stripe accounts, basically trying to make the user experience as smooth as possible.

Would it still make sense to use treasury or is there some system that serves this purpose better?

[olive hedge]

Really the one ways to do this are with connect (which does require creating a connect account) or treasury (which has a large set of requirements https://stripe.com/docs/treasury/requirements)

[sick mortar]

Is there a way for me to create a connect account for them behind the scenes, so they don't have to?

[olive hedge]

You could use custom connect (https://stripe.com/docs/connect/custom-accounts)

other account types (like express) you can still create through the api, but you're users will need to provide additional onboarding information through a stripe hosted onboarding flow