#allianceRes
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I'm not immediately sure if those two imply that transfers is enabled. The most direct way to check this would be to check if their capabilities.transfer string is set to active https://stripe.com/docs/api/accounts/object#account_object-capabilities-transfers
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is there a way to check if the transfer from stripe account to bank account is enabled?
That one would be payouts_enabled
We call sending money to the bank account a payout https://stripe.com/docs/connect/add-and-pay-out-guide
So, before accepting payment on behalf of this merchant, we need to check if payouts_enabled is true?
Are you using Standard, Custom, or Express connected accounts here?
Or actually, do you know if you are using Direct Charges, Destination Charges, or Separate Charges and Transfers?
Basically for Direct Charges the minimum required permission is charges_enabled, for the other two it is if that transfers capability is active
It may also make sense to wait for them to be enabled for payouts to make sure they will eventually be able to receive the funds, but as far as I know we do allow you to charge money and send funds to their Stripe Account and then have them be enabled for payouts and receive funds in their bank account later