#kamesh-3ds-zero

1 messages · Page 1 of 1 (latest)

gaunt skiffBOT
craggy raptor
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@brave swallow usually this happens when you're using SetupIntents first. Is that the case?

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kamesh-3ds-zero

brave swallow
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yes

craggy raptor
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Then that's why

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You really should never be doing this

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SetupIntent should be solely used for collecting card details for future payments without an immediate payment

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a lot of people misunderstand that and use it to collect card details first and right after do a real payment, which is not correct

brave swallow
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but it works on most of the cases. is that expected?

craggy raptor
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Some banks will show the real amount being authorized/authenticated and so some will show £0

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really you're doing it quite wrong unfortunately. If you do SetupIntent then PaymentIntent immediately you don't even benefit from 3DS protection/liability shift

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this is almost always an integration misunderstanding

brave swallow
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is it because, the banks just validating the card with 0$?

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so what is the right approach?

craggy raptor
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You are taking a payment right now right? Then use PaymentIntent for the right amount.

brave swallow
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thanks