johan | Stripe Developers | Page 1

storm skyBOT Jun 23, 2023, 1:25 PM

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narrow blade Jun 23, 2023, 1:27 PM

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Hi there 👋 I haven't built a flow like this firsthand, please bear with me a couple minutes while I double check with a teammate how to handle this.

cerulean finch Jun 23, 2023, 1:29 PM

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thanks a lot. no worries at all take your time, even if there's a workaround for it that can cover this case would be great 👍

narrow blade Jun 23, 2023, 1:35 PM

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Thank you for your patience while I double checked that!

The best approach for this is to use a Setup Intent with your Terminal integration to create a Payment Method from the customer's payment method details:
https://stripe.com/docs/terminal/features/saving-cards/save-cards-directly

Then you can create a Subscription object and it provide it the newly created Payment Method to use.

Save directly without charging

Save card details for online reuse from an in-person transaction.

cerulean finch Jun 23, 2023, 1:36 PM

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great!

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on the create subscription part, I assume this is already SCA compliant and won't require my customer to complete any challenge since he's paying in person right?

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we want to avoid this since the facility can get busy and this extra step which I think it's redundant might result in extra time of waiting for our other customers

narrow blade Jun 23, 2023, 1:38 PM

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My understanding is that whether an SCA challenge needs to be completed is ultimately up to the issuing bank. I believe the likelihood of a 3DS challenge needing to be completed in this case is low, but I don't think it's possible to ensure that will never happen.

cerulean finch Jun 23, 2023, 1:40 PM

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yeah I don't think it'll happen, I've never experience any sort of SCA challenge when I paid for something in-person.

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this answer all my questions, thanks a lot for your help, I hope you have a great weekend.

narrow blade Jun 23, 2023, 1:43 PM

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Any time, happy to help! Hope you have a great weekend as well 😄

#johan