#Abduls
tranquil spruce
unborn dock
Hi there!
You can use the Transfer endpoint: https://stripe.com/docs/api/transfers/create
median vapor
The question is, a connected account can have multiple external accounts like banks and cards,
So I want to transfer the amount in different banks and cards
$stripe->transfers->create([
'amount' => 400,
'currency' => 'usd',
'destination' => 'acct_1032D82eZvKYlo2C',
'transfer_group' => 'ORDER_95',
]);
This is just connect to connected account, but this no where mentioned it will go in which bank or card.
unborn dock
I don't think you can specify the exact account that will be used.
median vapor
Is there way, we can achieve above things?
Actually I want to receive amount in different banks from different customers
steep birch
When you set manual payouts, you can create Payouts and specify destination: https://stripe.com/docs/api/payouts/create#create_payout-destination
median vapor
I want to link each customer to particular banks, whenever customer send something it will go to that bank only
steep birch
When you set manual payouts, you can create Payouts and specify `destination`: <...
In this case destination is a bank account ID
median vapor
that is perfect example, but I want to use direct charge approach
https://stripe.com/docs/connect/subscriptions#decide-between-direct-charges-and-destination-charges
the flow should be like this
can we achieve this?
steep birch
That's a destination charge
steep birch
Do you want
- the connected account to take the payment?
- or, the Platform to take the payment and transfer it to connected account?
median vapor
I want 1 approach
the connected account to take the payment
then application fee will move to platform
steep birch
Please go through this guide please, and let me know if you have any questions: https://stripe.com/docs/connect/direct-charges
median vapor
Yes, thank you, I want this only.
one more things, I want to receive the amount particular external bank or card of a connected account, how can I achieve it?
By considering, direct charge
steep birch
As I suggested above, you need to set payout schedule to "manual" and then create Payouts when you want and specify the destination (external bank account): https://stripe.com/docs/api/payouts/create#create_payout-destination
median vapor
as I'm getting that, when customer sends some amount, then it will goes to connected account, it will stay there,
later on, we need to payout to any bank or card.
Am I right?
steep birch
Correct!
median vapor
Can I automate the payout?
steep birch
Yes, but you will need to do it in your app
steep birch
Sure
median vapor
I want this type of prompt to add external banks in connected account. How can I achieve this?
steep birch
Do you want it on your website?
median vapor
yes
steep birch
You can use Stripe Financial Connections: https://stripe.com/docs/connect/payouts-bank-accounts?bank-account-collection-method=financial-connections&bank-account-collection-integration=direct-api