aoz2022-setupintent-cardchecks | Stripe Developers | Page 1

wispy skyBOT Jun 7, 2023, 6:28 PM

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fringe hinge Jun 7, 2023, 6:28 PM

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@dry crystal There's never a guarantee that a SetupIntent will talk to the bank to verify this information. And even if it does, some banks ignore that information and don't tell us if they are correct

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aoz2022-setupintent-cardchecks

dry crystal Jun 7, 2023, 6:30 PM

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Got it. Is is the same for PM's? What is a good way to validate a card to verify the AVS and CVV?

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Is it possible to do a $0 auth to verify the info?

fringe hinge Jun 7, 2023, 6:33 PM

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SetupIntents are used to collect payment method details for future payments. The fact that we might do a real authorization on the card is optional and purely internal and you can't control this. And you are not allowed to just take a $1 or $10 authorization to force it (it's against card networks rules)
Really you need to be resilient to this mostly and you'll deal with declines when future payments happen (the same way you have to even if the card was valid today)

dry crystal Jun 7, 2023, 6:34 PM

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Got it. JTC - The only way to validate a CVV/AVS is by running an actual sale/transaction on the card?

fringe hinge Jun 7, 2023, 6:35 PM

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Yes and even then again some banks just ignore that information entirely

dry crystal Jun 7, 2023, 6:35 PM

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Got it. Thanks so much for your help!

#aoz2022-setupintent-cardchecks