bayorwor

[little jackal]

should all be possible, I'd start by reading https://stripe.com/docs/payments/ach-debit/accept-a-payment and making an initial test mode integration and payment to understand how the parts fit together

[blazing wharf]

It works on test mode but doesn’t on production or live

@little jackal find snippets here of my code here:

// Step 2: Create a customer in Stripe
let customer = await stripe.customers.create({
email: email,
name: lead_name,
});

let source = await stripe.customers.createSource(customer.id, {
  source: token,
});

await stripe.customers
  .verifySource(customer.id, source.id, {
    amounts: [35, 40],
  })
  .then(async () => {
    if (selected_method === "ach" && totalFees * 100 > 0) {
      const ipAddress =
        req.headers["x-forwarded-for"] || req.connection.remoteAddress;
      const userAgent = req.headers["user-agent"];

      await stripe.paymentIntents.create({
        payment_method: source.id,
        setup_future_usage: "off_session",
        customer: customer.id,
        amount: Math.round(totalFees.toFixed(2) * 100),
        currency: "usd",
        confirm: true,
        payment_method_types: ["us_bank_account"],
        payment_method_options: {
          us_bank_account: {
            verification_method: "microdeposits",
          },
        },
        mandate_data: {
          customer_acceptance: {
            type: "online",
            online: {
              ip_address: ipAddress,
              user_agent: userAgent,
            },
          },
        },
      });
    }
  });

const subscriptionSchedule = await stripe.subscriptionSchedules.create({
  customer: customer.id,
  start_date: unix,
  end_behavior: "cancel",
  phases: [
    {
      items: [
        {
          price: priceID,
          // quantity: 1,
        },
      ],
      default_tax_rates: ["txr_XXXXX"],
      iterations: parseInt(contract_length),
    },
  ],
});

[little jackal]

what does "it doesn't work" mean? do you have an example of a specific error?

[blazing wharf]

Yes, sharing

[little jackal]

note the code you share doesn't make sense really

you're using both the legacy ACH Sources integration, and PaymentIntents. Don't use that and try to combine the old and new, use the guide I shared

[blazing wharf]

Ok

{
"error": {
"code": "bank_account_verification_failed",
"doc_url": "https://stripe.com/docs/error-codes/bank-account-verification-failed",
"message": "The amounts provided do not match the amounts that were sent to the bank account. To continue trying to verify the account, please reach out to us directly.",

}

@little jackal this the error I'm getting

[little jackal]

yeah that's becaues you're just trying to use those test values in live mode

I don't think you understand how this works.

in livemode, we send the microdeposit to the customer's bank. They arrive in a day or two. The customer checks their bank statement and sees the amounts. They contact you to tell you what they are. You call our API and pass the amounts, and we check if they matched what we sent.

[blazing wharf]

At what point do you send the micro-deposits

1. create source or after subscription or paymentIntent? @little jackal

[little jackal]

not sure, I think it's when the Source is created

again, that is legacy and deprecated API, don't use it.

[blazing wharf]

Yeah, for sure

[little jackal]

use our official guide that allows for instant verification without waiting for days for microdeposits(and if microdeposits are required, we have tools to help like hosted pages)

[blazing wharf]

Can you help with snippets?, if any

[little jackal]

it's all in https://stripe.com/docs/payments/ach-debit/accept-a-payment with multiple examples and snippets, so read there and start by making an initial test mode integration and payment to understand how the parts fit together

[blazing wharf]

Ok, thanks