Sven

[terse panther]

Hi
I'm not sure I understand what you mean exactly by "generate ourselves a mandate reference (ID)" ?

When using Stripe this is how you should collect and the Sepa payment method and its mandates:
https://stripe.com/docs/payments/sepa-debit/set-up-payment?platform=web#web-collect-payment-method-details

[visual thicket]

We are using a fully server side approach. We collect mandates ourselves and just send the charge (paymentintent create) request to Stripe to actually execute the payment.

For example, our test live payment: pi_3NG0BKKykkNsEbHP2f3SHorm

Everything went well. But the mandate reference was generated by stripe, not provided by us:
“ […] , with mandate reference WWEAE5JAZLXMG3EO and creditor identifier […]”

https://stripe.com/docs/payments/sepa-debit

The email must include:
The last 4 digits of the debtor’s bank account
The mandate reference (sepa_debit[reference] on the Mandate)
The amount to be debited
Your SEPA creditor identifier
Your contact information

However we would like to submit a mandate reference we generated, rather than one dynamically generated by Stripe. So we would need to supply a reference during the API call when creating the paymentintent

But I do not seem to find a field for it within the docs

[terse panther]

Thanks for the clarifications. The only options that I'm seeing are:
https://stripe.com/docs/api/payment_intents/create#create_payment_intent-mandate
and
https://stripe.com/docs/api/payment_intents/create#create_payment_intent-mandate_data
But you can't provide a mandate reference generated externally (if this wha you are looking for)

[visual thicket]

Yes, that’s what we are doing, which works well, with exception of the mandate reference.

If we use 2 PSP’s that would be confusing if every PSP has their own mandate reference. Especially if we indicate our own on our invoices

[terse panther]

This looks like a particular use case. What I can see in the public API, you can't provide an external/existing mandate. However I found this article for importing mandates from an another Payment provider:
https://support.stripe.com/questions/migrating-sepa-direct-debit-mandates-from-another-payment-provider-to-stripe

[visual thicket]

I see. Is there any way to have this feature added in the future, to be able to provide mandate references?

[terse panther]

Not something in track currently, AFAIK.

[visual thicket]

It seems that Mandates (instead of PaymentIntent) supports this actually:

payment_method_details.sepa_debit.reference
string
The unique reference of the mandate.

Sorry, that’s just the standard Mandat object, not the actual create request

[visual thicket]

Can this be submitted for review to be added in the future?

[terse panther]

This can be read only and not be submit

[terse panther]

I'll submit a feedback regarding this.

[visual thicket]

Thank you!