newt-payments-offsession

[median ginkgo]

Long time no see

🙂

[winged arrow]

The payment doesn't fail, it just goes to requires_action or requires_payment_method.

First you make sure you create the PI with off_session: True to tell the API the customer is not on-session

[median ginkgo]

ok

[winged arrow]

But if you still get asked for 3DS

which the banks can do at any time

You need to bring the customer back on-session to authenticate

[median ginkgo]

Got it

So, if I am correctly following, the safest way to avoid 3DS (and it may not work) is to:

1. If using setup intents, create the setup intent with the usage param set to off_session.
2. Create the payment intent with off_session: True

But even if those 2 things were done, the bank can still require the customer to come back on-session.

Am I correctly following that?

[winged arrow]

Correct

[median ginkgo]

@winged arrow Thank you so much for all your help

[winged arrow]

Happy to do it 🙂