#dunc

1 messages · Page 1 of 1 (latest)

north meadowBOT
harsh thicket
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It sounds like you are using Destination Charges or Separate Charges and transfers. In which case the funds will first come out of the account's balance, you can set up account debits so that their bank account is debited automatically if they do not have sufficient funds https://stripe.com/docs/connect/account-debits

With Connect, your platform can directly debit the Stripe balance of an Express or Custom account.

grim stone
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Cool. It looks like this is on:

harsh thicket
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I actually think I may have misremembered how this works in relation to transfer reversals. I think the reversal may fail even if debits are on. Looking for clarity here

grim stone
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it worked in test mode, but I have money in the connect acct balance at this time.

north meadowBOT
grim stone
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also, it's an Express connect acct.

harsh thicket
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Gotcha, thanks for testing. Still confirming what will happen if the funds are not sufficient

grim stone
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Maybe you can answer this while waiting: I’m reversing the transfer and refunding the application fee to the connect account. Do you know if the app fee is refunded before the transfer is reversed? Or if the reverse is done before the app fee refund. In test mode it all happens instantly and I can’t tell which happens first.

harsh thicket
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So I have confirmation that we should debit the connected account's bank account if their balance is insufficient to reverse the transfer (And if you have account debits + connect reserves turned on)

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Not sure if there is a specific order to them. Can you tell me more about what you are trying to figure out with that question?

grim stone
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first question: it looks like I have bank debits turn on, based on my screenshot I provided. Do you agree?

crystal kettle
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👋 stepping in here and catching up!

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Yes, the screenshot above shows that account debits are on for that particular account