stephy

[wispy island]

The payment method is only really supported by our Invoicing API, using the Hosted Invoice Page

[indigo harness]

Hi

Shall I tell my requirement?

[wispy island]

Sure

[indigo harness]

So I have a stripe account and I want to tranfer the amount from my account to another accounts via ach payment method how would do this?

[wispy island]

Transfer to another Stripe account, or an external bank account?

[indigo harness]

They will provide us their bank account numbers so I send money to their bank account

Directly

[wispy island]

It's not possible to move money out of Stripe to third-parties that way. You need to setup an external account on your Stripe account, and payout the balance to that

[indigo harness]

Can you tell me briefly...I didn't understand because this is first time am working in stripe...so give me more idea

I already create a stripe account where am enabled the ach payment direct debit section and I don't know how will I transfer the amount to the bank accounts via ach transfer

[wispy island]

The ACH section you're referring to is to enable collecting payments via ACH means, not sending funds from your Stripe balance

If you want to pull your funds from your Stripe balance to a bank account, those are called Payouts: https://stripe.com/docs/payouts

You just need to configure an external account in the Dashboard and we'll automatically pay out the balance on a regular schedule

[indigo harness]

Oh..but I want to tranfer the money....so I tell a real time secanario .like ifa am a owner and I need to tranfer the amount to my employees account then what I do? Where I start first ? Which api need to integrate?

[wispy island]

Did you read the Payouts doc I linked above?

[indigo harness]

That's for recieving money right?

But my requirement not receiving I want to send or transfer the money to accounts

I know only US this functionality is available....ans am doing this feature for us client

[wispy island]

As I explained, you can't transfer funds from your Stripe account to third-party external accounts (only the nominated bank account on your Stripe account)

If you want to transfer funds to third-parties, you need to setup as a Connect platform

[indigo harness]

How would I set up this?

Is it doing via code?

[wispy island]

Yes, you'd need some development expertise: https://stripe.com/docs/connect

[indigo harness]

I have one doubt also...if am providing a section to enter the account number and routing number section to the employees and if they enter the data then can i connect that account to my connected account section via code?

If it's possible which api used for this to do?

[wispy island]

If you're onboarding accounts to your platform, the hosted onboarding UI collects external bank account information from the users

[indigo harness]

Ok then I want to do testing I want to check If the money transfer or not then how to do in test mode?

[random latch]

what exactly are you looking to test? which money transfer, from whom to whom?

[indigo harness]

Consedring am a owner and need to tranfer the amount to my employees via ACH credit card tranfer then what I do?

[random latch]

you'd design the integration so that funds from incoming payments flow from your platform processing the payment, are transferred to a connected account representing the employee, and then those Stripe accounts have a payout schedule that pays out their balance.

[indigo harness]

Not understand

[random latch]

what can I clarify?

[indigo harness]

I not understand where I have start? And am working with laravel so ..to integrate this one in my project which api and how it used,?

[random latch]

the first step is to read through https://stripe.com/docs/connect and the linked pages in detail before writing any code

when you are ready to write code there are guides and quickstarts linked from that landing page

[indigo harness]

Do you integrated this using laravel?

[random latch]

we don't have specific docs for using Lavarel

[indigo harness]

So am from India can i connect test account here ? Can I integrate and test here?

Am tried to connect with a test account with my indian number but after all setup I didn't see any accounts in my portal

[random latch]

I think in Indian accounts we disable the list view of Connect accounts in the dashboard.
If you search the account ID acct_xxx of the connected account that should pull it up.

[indigo harness]

How? I didn't get it?

[random latch]

what code did you use to create the account?

[indigo harness]

Now manually tried...

I didn't get the code to generate account so tried manul way

In connect I clixk create button after that I got a link and go through link and complete the process with Indian number

[random latch]

I suggest not using that manual way, and write some code instead using one of our guides

this chat is for developer questions, let me know if you run into difficulty with some of the code you write

[indigo harness]

Can you provide me the code to create the account ?

public function connectAccount(Request $request)
{
Stripe::setApiKey(config('services.stripe.secret'));

    $account = Account::create([
        'type' => 'express',
        'country' => 'US',
        'capabilities' => [
            'card_payments',
            'transfers',
        ],
    ]);

    $accountLinks = \Stripe\AccountLink::create([
        'account' => $account->id,
        'refresh_url' => 'https://example.com/refresh',
        'return_url' => 'https://example.com/return',
        'type' => 'account_onboarding',
    ]);

    // Return the account link URL to the front-end
    return response()->json(['url' => $accountLinks->url]);
}

This is I got is it correct???

[random latch]

that seems quite reasonable yes, that's how to create an Express account and begin the onboarding.

[indigo harness]

Shall I use this code to create a connected account now?

Is this work?

My requirement is when they entered their bank account number and routing number based on that create a account and connectd to here

[wispy island]

Yep, that code should facilitate that. You'll likely want to use the test data here to correctly onboard/verify the account in test mode: https://stripe.com/docs/connect/testing

Let me know if you have any specific issues

[indigo harness]

But if am in India is this possible to integrate and test?

My requirement is when they entered their bank account number and routing number based on that create a account and connectd to here

[wispy island]

Should be with Express accounts yep

I'd recommend trying it and see!

[indigo harness]

Got error

Received unknown parameters 0,1

[wispy island]

Can you share the ID (req_xxx) of the failing API request? https://support.stripe.com/questions/finding-the-id-for-an-api-request

[indigo harness]

req_SJwPKY76hOnonN

public function process(Request $request)
{
$keys = PaymentCredentials::where('mode_active', '1')->where('type_payment', 'stripe')->first();
Stripe::setApiKey($keys->secret_key);

    // Create a bank account token
    $bankAccountToken = Token::create([
        'bank_account' => [
            'country' => 'US',
            'currency' => 'usd',
            'account_holder_name' => $request->input('account_holder_name'),
            'account_holder_type' => 'individual',
            'routing_number' => $request->input('routing_number'),
            'account_number' => $request->input('account_number'),
        ],
    ]);

    // Create a Stripe account
    $account = Account::create([
        'type' => 'express',
        'country' => 'US',
        'capabilities' => [
            'card_payments',
            'transfers',
        ],
    ]);

    // Attach the bank account to the Stripe account
    $account->external_accounts->create([
        'external_account' => $bankAccountToken->id,
    ]);

    // Create a customer and link it to the Stripe account
    $customer = Customer::create([
        'email' => $request->input('email'),
        'source' => $bankAccountToken->id,
    ]);

    // Update the Stripe account with the customer ID
    $account->metadata->customer_id = $customer->id;
    $account->save();

    // Return the account ID and customer ID to the front-end
    return response()->json([
        'account_id' => $account->id,
        'customer_id' => $customer->id,
    ]);
}

Code I generated

[wispy island]

Your parameters are invalid, specifically:

'capabilities' => [
                'card_payments',
                'transfers',
            ],

I recommend you study the API reference, here: https://stripe.com/docs/api/accounts/create#create_account-capabilities

[indigo harness]

Again error?

[wispy island]

Ok? Can you share some more details?

We've been chatting for almost 2.5 hours at this point. Soon we'll close the thread and ask you to come back tomorrow if you have more questions

[indigo harness]

req_R1OaTWwTr9sMjp

[wispy island]

Did you look at the error?

Are you catching and logging the error message in your code? It's quite verbose and explains the issue clearly

[indigo harness]

Customer creation error something....but the account is created

But it's restricted

After connect the account how can I transfer the amount to these accounts if I have multiple accounts and I want tranfer the amount in each month so how can I do that?

[wispy island]

Did you onboard the account via the hosted onboarding by creating an Account Link? https://stripe.com/docs/connect/express-accounts#create-link

[indigo harness]

I am work with test mode

[wispy island]

Sure, the accounts still need to be onboarded using test data: https://stripe.com/docs/connect/testing

[indigo harness]

Now I need to fill all the information like profile and averything??

[wispy island]

Correct

[whole trench]

Hi! I'm taking over from my colleague. Please, let me know if you have any other questions.