#stephy
charred adder
prisma sail
hello! what's the issue you're facing? What document are you referring to?
vapid maple
When I tried to use ach_credit_tranfer I got the error invalid request error type
prisma sail
can you share the request id [0]? it'd look like req_xxx
prisma sail
To clarify, are you trying to collect payment via ACH credit or ACH debit?
vapid maple
My requirement is a main client who needs transfer the amount to their sub clients so I think ACH credit used here??
prisma sail
what is a main client and what is a sub client - can you provide a real life example / scenario for me to better understand what you're trying to do?
vapid maple
Ok...so consider me....if I want to transfer the amounts to any other persons account then what type I can use? If am a owner of the company and I want to pay employees to their accounts ..then how will it possible?
prisma sail
so the employees will also have a Stripe Account each?
vapid maple
No...only they only provide account number
They only provide their bank account numbers
So we need to transfer the amount to that bank account numbers
prisma sail
that's not possible without the employees also having their own Stripe account each
This guide is what you'll want to take a look at to achieve what you want : https://stripe.com/docs/connect/add-and-pay-out-guide?integration=with-code
vapid maple
So we can't tranfer the amount to particular accounts to without stripe ... I have account in stripe so is this need my employees also have the stripe? If they have no stripe I can't pay them via ach payments?
Am tried to pay their personal bank account..I have stripe account so I want to transfer the amount to their accounts via my stripe account ach transfer
prisma sail
the only way to transfer money from your Stripe Account to your employees bank account is via this method described in the documentation here : https://stripe.com/docs/connect/add-and-pay-out-guide which requires each of your employees to have their own Stripe account as well
vapid maple
So that means I can't tranfer the amount which not having stripe account
prisma sail
that's correct, if your employees don't have a Stripe account, you cannot transfer any funds to them from your Stripe account
vapid maple
So if transfer amount to any person who needs to create a stripe account?
So I have another doubt so why we are using this stripe Ach payament?
prisma sail
i have no idea why you're using the Stripe ACH payment
vapid maple
Actually I also don't have idea.... beacuse this is the first time am using stripe.....when client requirement is like they need stripe Ach payment integration so I got confused ..because here there no code available and I don't know how to integrate ..after referring docs I tried some..but I got errors so....I don't know the difference between this credit and debit transfer first of all..but they requirement basis I think they need credit tranfer so that y am asking
prisma sail
i think there's some confusion over payments vs payouts. You can collect money (payments) from customers using ACH. However, if you want to transfer money to your employees, that would be a payout, and this is the guide you want to refer to instead : https://stripe.com/docs/connect/add-and-pay-out-guide
vapid maple
Ok ....I will discuss with client and clarify about this
So it is debit or credit both we need the stripe account for all ?
prisma sail
what do you mean by debit? who are you trying to debit?
vapid maple
ACH direct debit I saw this option too
prisma sail
yes, but who are you trying to debit? can you share your business use case or an example scenario?
vapid maple
I need to transfer amount or send amount to a person I have their bank account number then how ? Do you have any codes? And what are the steps needed to do this? I have stripe account and after login I enable a section ach direct debit ..after that what are athe apis needed to do this?
prisma sail
have you looked through this guide? it tells you step by step what to do : https://stripe.com/docs/connect/add-and-pay-out-guide
vapid maple
This guide I tried to integrate
I saw that one but is it ach payment tranfer???
The guide that am providing which am looking for...but don't know the scenario to develop this?
Hi are you there????
stone quest
Hi @vapid maple I'm taking over this thread.
So basically you want to transfer funds from your Stripe account to your clients, am I right?
stone quest
OK. You can transfer funds from your account to your clients. (https://stripe.com/docs/api/transfers/create#create_transfer), as long as your clients have successfully onboarded as your connected accounts
vapid maple
Is my clients need to have stripe account?
stone quest
Yes, https://stripe.com/docs/connect/accounts you can take a look at this page and see which type of account work best for your business.
vapid maple
For a clarification if my clients do not have the stripe account but they provide me their Bank account number and route number then I can send or transfer the amount to that?
This is the code I generated but I want credit transfer ...but here I have some errors so could tell me what issue I this?
stone quest
As I explained earlier, you can only send funds from your Stripe account to a connected account, and the connected account can pay out the funds to their bank account. I'd suggest you to take a look at the Stripe Connect doc that I shared earlier.