yifei-paymentintent-charge | Stripe Developers | Page 1

remote micaBOT May 16, 2023, 4:08 PM

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lament prism May 16, 2023, 4:09 PM

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yifei-paymentintent-charge

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Hey @acoustic vector ! A PaymentIntent is the state machine of the intent to accept a payment. A Charge is the record of a payment attempt.
If you create a hold on a card / place an authorization then yes there will always be a Charge that models this attempt

acoustic vector May 16, 2023, 4:10 PM

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Hi Koopajah! thanks for help! so this payment does not have a destination. It is made directly to the platform, and will be collected by the platform directly. Would that work the same way?

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so we dont have Connect account here as the destination account

lament prism May 16, 2023, 4:12 PM

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Assuming you use Destination Charges, then the PaymentIntent and Charge live on your account. And nothing is transferred to the connected account until you capture

acoustic vector May 16, 2023, 4:14 PM

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so there has to be a destination account to capture the charge, right? In my case, we are not using the Connect product, so trying to understand if I should create an account to represent the company, or I could just capture it and let the money transfer into the "platform" directly.

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I guess I am confused between "account" and "Connect account"

lament prism May 16, 2023, 4:17 PM

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ah yeah sorry you do seem totally lost

acoustic vector May 16, 2023, 4:17 PM

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😂

lament prism May 16, 2023, 4:17 PM

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Stripe Connect is a product you use to accept payments on behalf of another individual/business. You don't have to use Connect at all

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So if you're just a normal business accepting payments for yourself then Connect is completely irrelevant

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You create a PaymentIntent, you get a Charge and then at some point you capture that PaymentIntent and you get the funds in your balance

acoustic vector May 16, 2023, 4:18 PM

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👍 yep, I understand that part, just not sure if there is another "account" needed that is not a Connect account

lament prism May 16, 2023, 4:18 PM

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no there is not

acoustic vector May 16, 2023, 4:21 PM

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I see, so I can create a PaymentIntent with Charge, without specifying the destination. After I capture, the fund will just appear in the balance.

lament prism May 16, 2023, 4:22 PM

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yes

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the "destination part" is solely about Connect

acoustic vector May 16, 2023, 4:22 PM

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if I want to payout to the bank, is there an account involved?

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nvm, I found an account id in "Settings -> Account details"

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which represents the platform account

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thanks for bearing with me, I am looking at some old code and feel pretty lost here 😂

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I think I understand it now. thanks for your information!!

lament prism May 16, 2023, 4:27 PM

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really there's no "platform account" or "connected account".

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You have one Stripe account, you accept payments and you're receiving Payouts for the money in your balance

#yifei-paymentintent-charge