asharpc

[icy narwhal]

Firstly, we cannot hold the amount for more than 7 days, and Stripe's hold feature only supports 7 days. We require a solution that allows us to hold the amount for a specified time period, which is longer than 7 days. Can you please suggest a solution for this?
You may save the customer's card details during the initial payment. If the authorisation expires after 7 days, your application can charge to customer's saved payment methods again: https://stripe.com/docs/payments/save-during-payment

Secondly, when we transfer the captured amount to a connected Stripe account, it fails if the Stripe balance is insufficient. We are wondering if there is a way to transfer the captured amount directly to connected accounts without keeping the balance in the Stripe account. Can we use Stripe's split amount feature to achieve this solution?
If Separate Charges and Transfers is used, you may set source_transaction in the Transfer request, so that the funds will only be transferred when the source transaction becomes available to avoid insufficient balance: https://stripe.com/docs/connect/charges-transfers#transfer-availability

Platform account balance has to be maintained in order to make a transfer to connected account if source_transaction is not used