#AlexN23
modest matrix
dark oxide
Hi, yes it does validate the card, https://stripe.com/docs/payments/setup-intents and that is the goal for Setup Intents.
agile plume
Great - thanks! Are cards validated quickly? What does it mean when it indicates that the cards require authentication?
dark oxide
That is in relation to 3DS, some countries requeire additional authentication: https://stripe.com/docs/payments/3d-secure and Setup Intents handle this for you.
That is what it means.
agile plume
Ah, ok - thanks! Also, on another note, is it possible to use the API to restrict customers to U.S. only?
dark oxide
How would you determine that they are in the U.S.? Would you look at the Payment method to determine this?
Like there are a few options so getting more details would help me provide the best solution for you
agile plume
I suppose that checking the payment method would probably be sufficient - we are using cards/wallets only. Does that seem like it would be possible?
dark oxide
So you'd only enable card payment on your settings here, https://dashboard.stripe.com/settings/payments or here, https://stripe.com/docs/api/setup_intents/create#create_setup_intent-payment_method_types. Then, you can use Radar for Fraud Teams, https://stripe.com/radar/fraud-teams and write custom Radar rules to automatically block setups from outside of the US.
You'd use block rules, https://stripe.com/docs/radar/rules#block-rules and block is based off of the country: https://stripe.com/docs/radar/rules/reference#:~:text=account (past hour).-,card_country,-Case Insensitive Country
Other than this, there is not a way.
agile plume
Ok - thanks. One final question - what is the effect of adding the source_transaction key from a charge to the creation of a Transfer object. It seems like funds are not being made available for a few days? Why do the funds take so long to clear? Thanks and sorry for all of the questions!
dark oxide
It's just how it works. If you have further questions on this, our support team will be able to assist you better than I can: https://support.stripe.com/contact
agile plume
Ok - I appreciate all of the help