#prodigiousGhost
tidal pewter
sleek notch
Stripe Connect offers the marketplace solution which each seller has its own Stripe account (in Standard, Express or Custom connected account). You can use the same payment integration with additional parameters to tell Stripe which connected account should the fund go to and the application fee that you, as a platform, will collect from the connected account
celest prism
Not all users are sellers, and sometimes buyers will also be selling.
I do not want the user to go through the stripe connect onboarding screens if they are not selling. In a scenario, a user may list an item for sale. It may be months before that item is sold.
In another scenario, a user may have placed a bid for an item (that is currently unavailable - to allow potential sellers know that this buyer is willing to pay that specific price) - a potential seller can then immediately sell this item. In this case, we would charge the buyer, then try to payout to the seller manually. Our business works by individually checking the items that the seller is selling due to the expensive nature of the product. Once we approve the item is legitimate and as advertise, only then we want to release the funds to the seller, after taking our fees.
sleek notch
If the user is going to get paid, they have to go through Stripe connect onboarding in order to be paid out.
In your case, you can create a connected account after the sale is confirmed
celest prism
can a user in my db have more than one stripeId ?
sleek notch
Which Stripe ID are you referring to?
celest prism
when a user purchases an item, I create a stripe account
if the user later decides to sell an item, i cannot use that same account id
as it is not an express account
Am i able to create a separate stripe account (express)?
sleek notch
When user purchases an item, are you referring to seller or buyer? Buyer doesn't need to have an account whereas seller is required to have a connected account to be paid out
At the phase which the user is a buyer, he/she doesn't need to have a connected account. When he/she decides to sell an item, then he/she needs a connected account
celest prism
I understand
but what i mean is
in order for me to accept a payment for a buyer
I create an account for them via stripe api
this is what it shows on the accept-a-payment guide
line 7, creates a stripe account
sleek notch
That's not Stripe account
Line 7 is the customer creation with (cus_xxx)
Stripe account refers to connected account starting with acct_xxx that will only be used in Connect
sleek notch
- Customer ID is for "buyer"
- Connected account ID is for "seller"
You can save both IDs in your own system