Sapna Verma | Stripe Developers | Page 1

thin violetBOT Apr 21, 2023, 7:05 AM

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shrewd vessel Apr 21, 2023, 7:06 AM

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Are you using ACH Direct Debit?

drowsy raptor Apr 21, 2023, 7:06 AM

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yes

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i am going to use that

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also using financial connection comes free with Stripe Js or is there any cost for it.

shrewd vessel Apr 21, 2023, 7:09 AM

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I don't think there is a fee but you could clarify with our Support team

drowsy raptor Apr 21, 2023, 7:09 AM

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ok

shrewd vessel Apr 21, 2023, 7:10 AM

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For ACH Direct Debit please follow this guide: https://stripe.com/docs/payments/ach-debit/accept-a-payment?platform=web&ui=API, but instead of creating a PaymentIntent, you create a Subscription and grab its latest_invoice.payment_intentclient_secret

Accept an ACH Direct Debit payment

Build a custom payment form or use Stripe Checkout to accept payments with ACH Direct Debit.

drowsy raptor Apr 21, 2023, 7:11 AM

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grab its latest_invoice.payment_intent client_secret isnt linked to cards only?

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can it be applied to ACH as well

shrewd vessel Apr 21, 2023, 7:17 AM

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I think it should. Why do you think it doesn't?

drowsy raptor Apr 21, 2023, 7:18 AM

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i havent read it anywhere that create subscrption api is to be called....i read that create payment method will work

shrewd vessel Apr 21, 2023, 7:20 AM

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Refer to this example: https://stripe.com/docs/billing/subscriptions/build-subscriptions?ui=elements#create-subscription

Build a subscriptions integration

Create and manage subscriptions to accept recurring payments.

drowsy raptor Apr 21, 2023, 7:21 AM

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i see that subscription api has the parameter in payment method for us_bank_account...so it shoudl work

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ok, i will go through this

shrewd vessel Apr 21, 2023, 7:21 AM

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subscription.latest_invoice.payment_intent.client_secret

drowsy raptor Apr 21, 2023, 7:22 AM

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and the confirming will be confirmPayment

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or confirm Setup?

shrewd vessel Apr 21, 2023, 7:22 AM

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shrewd vessel For ACH Direct Debit please follow this guide: https://stripe.com/docs/payments/...

no, it should be collectBankAccountForPayment per this ACH doc

drowsy raptor Apr 21, 2023, 7:23 AM

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is it stripe.confirmUsBankAccountPayment

shrewd vessel Apr 21, 2023, 7:24 AM

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ah yes that's the second step! confirmUsBankAccountPayment

drowsy raptor Apr 21, 2023, 7:26 AM

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please bear with me.... , will the mandate showing comes automatically after collectBankAccountForPayment

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or using Financial connections perform the mandate thing...could u please define the flow of the ACH system

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like this subscription.latest_invoice.payment_intent.client_secret
then collectBankAccountForPayment

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and then stripe.confirmUsBankAccountPayment

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where do financial connection come

drowsy raptor Apr 21, 2023, 7:46 AM

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?

shrewd vessel Apr 21, 2023, 7:47 AM

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Hi, I am reading this myself, gimme a few mins

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Um I think this part would display the mandate automatically

      // We collected an account - possibly instantly verified, but possibly
      // manually-entered. Display payment method details and mandate text
      // to the customer and confirm the intent once they accept
      // the mandate.
      confirmationForm.show();

thin violetBOT Apr 21, 2023, 8:03 AM

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drowsy raptor Apr 21, 2023, 8:14 AM

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Hi Ynnoj, do you have the flow of ACH debit .... where do financial connection come in?

worthy dock Apr 21, 2023, 8:16 AM

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Not sure I understand the question. It's an API/product that helps facilitate ACH payments by allowing your customers to provide and verify their banking credentials: https://stripe.com/docs/financial-connections/use-cases#optimize-ach-direct-debit

Financial Connections common use cases

Learn about common ways of using Financial Connections.

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What specific issue are you having?

drowsy raptor Apr 21, 2023, 8:28 AM

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is there any difference using trials or not as in using card PM

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I am creating the use cases for implementing Stripe at my company

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just looking for clarity..some work for the use of the developer

worthy dock Apr 21, 2023, 8:30 AM

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drowsy raptor is there any difference using trials or not as in using card PM

Not sure I understand. Are you asking whether there's any difference in the ACH flow depending on whether there's a trial?

drowsy raptor Apr 21, 2023, 8:31 AM

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yes exactly

worthy dock Apr 21, 2023, 8:32 AM

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Nope, no different the ACH flow via Financial Connections would be the same. The only difference is that it'd be with a Setup Intent as opposed to a Payment Intent. But that is true for all PMs with a free trial

drowsy raptor Apr 21, 2023, 8:33 AM

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is it the same by calling SetUp intent and payment intent...but there is just one method -collectBankAccountForPayment
and then stripe.confirmUsBankAccountPayment.....not two like confirmsetup or confirmPayment

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if there is no trial then?

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i have both the types ...a trial and no trial

#Sapna Verma