Runayeon | Stripe Developers | Page 1

fathom geyserBOT Mar 31, 2023, 3:00 AM

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soft hemlock Mar 31, 2023, 3:00 AM

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Hi there, is you question about the difference between application_fee and transfer_data[amount]?

foggy gyro Mar 31, 2023, 3:01 AM

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soft hemlock Mar 31, 2023, 3:04 AM

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on_behalf_of and transfer_data are two different param. I assume you are creating destination charge https://stripe.com/docs/connect/destination-charges, in this case the platform is responsible for the stripe fee

foggy gyro Mar 31, 2023, 3:04 AM

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yeah so i noticed transfer_data doesnt calculate the stripe fee

soft hemlock Mar 31, 2023, 3:04 AM

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But I still don't understand your real ask, maybe you want to walk me through a use case so that I can understand you better?

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Share with me a PaymentIntent ID if you have one

foggy gyro Mar 31, 2023, 3:06 AM

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I guess what's happening is, I want to send money to a merchant/connect account

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with transfer_data, when I send 100%. I get deducted the stripe fee so my balance goes to negative.

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I want to do this without having to do X - .29X - .3 for the transfer_data_amount

soft hemlock Mar 31, 2023, 3:07 AM

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https://stripe.com/docs/connect/destination-charges#flow-of-funds-app-fee this flow chart can help you understand better

Creating destination charges on your platform

With Connect, you can create charges on your platform account, take fees, and then transfer remaining funds to your connected accounts.

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So if you are using transfer_data[amount], you should substract the fee that you want to collect, as explained here https://stripe.com/docs/connect/destination-charges#transfer-amount

Creating destination charges on your platform

With Connect, you can create charges on your platform account, take fees, and then transfer remaining funds to your connected accounts.

foggy gyro Mar 31, 2023, 3:09 AM

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What if I don't know what to transfer yet

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since for example

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the fee depends on various factors, international card or not

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I guess what I'm trying to ask is, is there a way to automatically calculate the stripe fee regardless of payment method

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For context, I'm trying to charge 0 commission towards my merchants

soft hemlock Mar 31, 2023, 3:15 AM

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There's no API to calculate the Stripe fee, you can estimate a fee first and refund app fee (https://stripe.com/docs/api/fee_refunds/create#create_fee_refund) later when the balance transaction is created.

Stripe API reference – Create an application fee refund – curl

Complete reference documentation for the Stripe API. Includes code snippets and examples for our Python, Java, PHP, Node.js, Go, Ruby, and .NET libraries.

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Or you can consider using Direct Charge for Standard accounts, in which case the connected account is responsible for stripe fee

foggy gyro Mar 31, 2023, 3:18 AM

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Okay so assuming I charge the fee to be .29x + .30 where x is the cost.

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Later I find out it is actually .39x + .30 cause its an international card

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How does creating an application fee refund work?

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Are you saying I should charge to max amount for stripe fees and then refund the connect account?

soft hemlock Mar 31, 2023, 3:26 AM

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I'd suggest you to charge a bit more so that you can cover your stripe fee, and refund the difference between the charged application fee and the actual stripe fee.

foggy gyro Mar 31, 2023, 3:26 AM

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Is there a way to know the difference

soft hemlock Mar 31, 2023, 3:28 AM

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You need to calculate it yourself. Since the application fee is known (you specify it), you can get the stripe fee from the balance_transaction object (https://stripe.com/docs/api/balance_transactions/object#balance_transaction_object-fee_details)

Stripe API reference – The balance transaction object – curl

Complete reference documentation for the Stripe API. Includes code snippets and examples for our Python, Java, PHP, Node.js, Go, Ruby, and .NET libraries.

foggy gyro Mar 31, 2023, 3:32 AM

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From what it seems, it may be a lot easier to just specify the connect id. https://stripe.com/docs/connect/direct-charges

Creating direct charges

With Connect, you can make charges directly on the connected account and take fees in the process.

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Is this what you would recommend?

soft hemlock Mar 31, 2023, 3:32 AM

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Yes, I recommended this earlier -> Or you can consider using Direct Charge for Standard accounts, in which case the connected account is responsible for stripe fee

#Runayeon