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Hi there
Yep cloning is the correct approach
You only handle the PaymentMethod objects on your server so you never touch the actual raw card info so you are totally safe PCI-wise and Stripe handles all of that for you.
I dont think I can understand how can I implement a way to create a payment method without sending the credit card information to our server.
we have this method https://stripe.com/docs/api/payment_methods/create which takes the credit card informations.
so our frontend need to pass this information to our server right ? and the UI for credit card collection can we customize that ?