Kiss

[paper lotus]

Hi, what does 'until good authentication' mean here?

[clear sandal]

Physical check of the good to avoid scam and fakes

It is a 2 days to 5 days process

[paper lotus]

So you'll only accept physical checks for these payments?

[clear sandal]

Only bank transfers (ACH for US & Canada) and international wires

[clear sandal]

When I say physical check, I am not talking about the payment. I mean that we physically have to inspect the good (for example some sneakers) and certify that they are real & in great conditions

[paper lotus]

Ah! Thank you for clarifying and will you just have one seller for one payment? Or could it be possible that you'd have more than one sellers for a payment?

[clear sandal]

Always 1 seller per payment.
We will have few hundreds of sellers in total on the app, all around the world.

[paper lotus]

I see, let me gather some documentations to share with you

[clear sandal]

Thank you 👍

[clear sandal]

(No credit card payments)

[paper lotus]

That makes is trickier as the only option I could think of was: https://stripe.com/docs/payments/place-a-hold-on-a-payment-method. However, it works well with cards but it won't work with Direct Debit: https://stripe.com/docs/payments/place-a-hold-on-a-payment-method#auth-capture-limitations

[clear sandal]

With Direct Debit we would go with refunds then?

[paper lotus]

There is no holding funds here, it would process the payment right away. You'd then refund.

https://stripe.com/docs/connect/destination-charges - This piece talks about the connect portion for your marketplace and the recommended fund flow

[clear sandal]

It seems that destination charges would be a solution but there is no way to hold the funds after the direct debit?

[paper lotus]

No, it's not a supported payment method.

[clear sandal]

Got it, thank you @paper lotus have a nice weekend!

[paper lotus]

You as well!