henrique | Stripe Developers | Page 1

iron bearBOT Mar 16, 2023, 12:49 PM

#

rapid galleon Mar 16, 2023, 12:50 PM

#

👋 happy to help

#

https://stripe.com/docs/payments/sepa-debit says that the currency used is EUR

SEPA Direct Debit payments

Learn about Single Euro Payments Area (SEPA) Direct Debit, a common payment method in the European Union.

#

in this case I think it's the bank that refused the transaction

celest token Mar 16, 2023, 12:53 PM

#

The payment currency is in EUR, but the IBAN insert by the customer can be from a non-EUR bank. Is that supported?

rapid galleon Mar 16, 2023, 12:53 PM

#

if the issuing bank accept SEPA debits then yes

celest token Mar 16, 2023, 12:57 PM

#

We are using PaymentElements, we have no control over the IBAN inserted by the customer, if a legitimate customer inserts his IBAN from a non-EUR bank, unaware that his bank will not honor it, we are automatically losing a disputed and charged for it. How do we avoid that?

iron bearBOT Mar 16, 2023, 12:59 PM

#

vocal bison Mar 16, 2023, 1:08 PM

#

👋 stepping in here

#

Sounds like you are concerned with fraud with SEPA Debit.
We don't do validation of the account ahead of time beyond ensuring the IBAN is a legitimate format.
So if you want further fraud protection here then you need to use a third party for that.

#henrique