juiceman

[sudden ore]

hello

[vernal vortex]

Hello, apologies for the delay here. You can set a number of delay_days on the payout schedule if you want to delay the payout by some additional days https://stripe.com/docs/connect/manage-payout-schedule

Is that what you are looking for or are you asking about keeping some funds on hand in general in case of disputes or payouts?

[sudden ore]

I dont think so,

let me explain

its a platform where people can sell items to one another.

when a user buys a item, 80% of the sale goes to the seller, 20% goes to the platform.

the buyer should have 10 days to approve or disapprove the transaction.

the seller has added their bank information and created a stripe account such as this one acct_1MjlOA4EIoSAbTHz

so i need to stop the transfer if possible

[gleaming pollen]

Once payment is made, the way to "stop" the transfer of funds so to speak would be to issue a refund

There's not really another good way

[sudden ore]

so this?https://stripe.com/docs/api/terminal/readers/refund_payment

[gleaming pollen]

Are you using terminal?

[sudden ore]

terminal as in the terminal in my computer? no

i though it would be a api driven flow

[gleaming pollen]

You linked the in-person payment terminal flow

So assumed you were using terminal

Are you accepting in person payments via Stripe Terminal?

Or is this online payments? Also what type of Connect accounts do you have (Express, Standard, or Custom)?

[sudden ore]

express

online payment i think. "terminal' does not sound familiar

[gleaming pollen]

Ok. Since you are using Express accounts, are you accepting Destination Charges?

[sudden ore]

this is how i create a charge and transfer the money to the other account:
charge = await stripe.paymentIntents.create({
customer: stripeUserId,
amount: amount,
currency: "usd",
payment_method: campaignCreatorCardToken, // buyer
confirm: true,
description: Campaign id is${campaignId}. Campaign name is ${description}
});

    // // from the charge, give 80% of it to the seller
    const transfer = await stripe.transfers.create({
        amount: charge.amount * .80,
        currency: "usd",
        source_transaction: charge.latest_charge,
        destination: channelOwnerStripeBankAccount.stripeBankId, // seller stripe
    });

[gleaming pollen]

Ok so separate charges and transfers then

Here for refunds: https://stripe.com/docs/connect/charges-transfers#issuing-refunds

[sudden ore]

so i have to cancell the transfer?
Charges created on your platform can be refunded using your platform’s secret key. However, refunding a charge has no impact on any associated transfers.

[gleaming pollen]

You can reverse the transfer

Covered in the doc I sent

[sudden ore]

so first i have to cancell the transfer, then do a refund?

[gleaming pollen]

No

You refund then reverse the transfer

[sudden ore]

got it