alessandro.ricci | Stripe Developers | Page 1

mild coveBOT Mar 9, 2023, 2:55 PM

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hot geode Mar 9, 2023, 2:55 PM

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Hi there

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Sounds like you want to use Auth & Capture here: https://stripe.com/docs/payments/place-a-hold-on-a-payment-method

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That way you can cancel the auth if the 3rd party API returns an error

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Or capture if it is successful

hexed creek Mar 9, 2023, 2:58 PM

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if i undestand correctly i can create a PI that only ask the "Bank" if the payment can be processed and then if everithing is correct i can unlock the fund

hot geode Mar 9, 2023, 2:59 PM

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Yep pretty much

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You authorize the charge with the bank and they will basically place a hold on the customers credit card for that amount.

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Then you have up to 7 days to actually "complete the charge" and capture the funds, or to cancel the charge and release the funds back to the customer

hexed creek Mar 9, 2023, 3:02 PM

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ok from the user perspective an hold released is immediate or depends on the bank ?

hot geode Mar 9, 2023, 3:02 PM

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Depends on the bank

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Sometimes the bank will leave the auth on the customer's statement for a day or two

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But we have no control over that

hexed creek Mar 9, 2023, 3:03 PM

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ok thank you !

hot geode Mar 9, 2023, 3:03 PM

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Sure!

hexed creek Mar 9, 2023, 3:07 PM

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sorry a further question if i need to unlock the hold we need to delete the payment intent or ther is another way ?

#alessandro.ricci